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I am not on Obamacare and my family has a deductible of $2500.
What's the big deal?
A friend had a deductible of $5000 per year prior to Obamacare being implemented. I remember her complaining because of having a surprise pregnancy and having a history of C-section and so her family was going to have to pay the full $5000 for the first time since having that plan. But $5K is less than the max of $40K for a C-section. Mine was $23,300 and was uncomplicated in 2008. I had a great plan back then because we planned on getting pregnant so only a $50 deductible, which was met at my first appointment. But that plan was 30% more per month that what we pay now that we are not planning on anymore children.
Can you post what insurance company you have that is offering you this plan? I'm not clear whether you just found it or you actually have purchased it. What level plan did you get and did you qualify for a subsidy?
And you are arguing that anyone who receives an ACA subsidy, including a single person earning a little over $45,000, is a welfare recipient. And the point is, of course, to demean those people. How dare you work, earn a decent living, and still qualify for a health insurance subsidy! But the same people demeaning those receiving healthcare subsidies, were last year arguing that Mitt Romney and other rich people would be fools if they didn't take advantage of every tax loophole available to them.
I'm not arguing...I am stating a plain fact. Let's not try to fool ourselves about the welfare aspects of the ACA. Society has taken on the role of trying to make sure that the poor and downtrodden and others who are not capable of pulling their own weight are taken care of. The measures that we take to do this are "welfare." Can we get past the semantics and down to the business of determining the most effective way to meet that goal? Obamacare, with its projected long term coverage of only half of the currently uninsured and the massive disruptions to the rest of the health care system, is pretty obviously not the best way to go about it. Reform the reform.
The funny thing is I am almost on a cadillac plan with no deductible and very small copays through my employer for just a little more money.
Just a "little more money" (whatever that means) for YOU. You have no idea what your employer is paying.
I looked into providing coverage through my company. The exact same plans available to individuals cost more than twice as much if purchased through the business.
Like I said, you have no idea what your employer is paying. You only know what you are paying, and those are two very different things.
Substitute teacher post retirement.
No welfare there..I had to work to earn that paycheck.
If I don't work I don't get paid.
Can't say the same for SNAP or WIC or TANF or medicaid.
And they don't subsidize it at all..they pay for it entirely with property taxes.
Well, the TX Lotto was suppose to contribute to the schools in TX.
My deductible is $500.00 My out-of-pocket cap is $3800.00 Through the ACA website.
Quote:
Originally Posted by DC at the Ridge
Less than $300 a month.
Bull. Utter, complete bull.
Now if you'd said that that's what YOU pay after a subsidy, I could believe it. But I absolutely do not believe that the full monthly premium is under $300.
Can you post what insurance company you have that is offering you this plan? I'm not clear whether you just found it or you actually have purchased it. What level plan did you get and did you qualify for a subsidy?
I purchased it. Arkansas Blue Cross Blue Shield. And I'm single and I earn less than $45000/year.
Status:
"Smartened up and walked away!"
(set 26 days ago)
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Question all - do the insurance rates provided for on the ACA take into acct the cost of living in an area? A salary of $45,000 in Arkansas with a lower cost of living goes farther than if the same individual lived in NY or California and made $45,000.
I purchased it. Arkansas Blue Cross Blue Shield. And I'm single and I earn less than $45000/year.
Thank you. How much of a subsidy did you get?
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