$2500, $5000, $10,000 and $12,000 deductibles?? (Michigan, salesman, voted, 2014)
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
Not long ago during the GWB administration, the media and other leftist fanatics were screaming how badly everyone was doing. Never mind that unemployment was 5% and inflation and interest rates were low. Nearly every person they asked said they were doing well, and they couldn't even name a close acquaintance who had been laid off, had their hours reduced, or gotten their house foreclosed. But they were all convinced that lots of people, somewhere, were having all those difficulties and more. And so our economy must be in terrible shape!
Now here we have the same leftist fanatics telling us that Obamacare ain't so bad after all. Never mind the millions who have been kicked off the policies that they preferred and have served them well for years. Never mind that now they can't find policies they can afford or deductibles that will put them in the poorhouse. And the leftist fanatics themselves are admitting that their new Obamacare policies are costing 30% more. But they are sure that somebody somewhere out there is doing better... but they can't name one. But Obamacare must be a boon. It must, it must!
These leftists just keep moving from one alternate reality to the next, without ever stopping to take a deep breath, or looking around at what is actually going on.
Ten years ago the media and other leftists were swearing the country was in bad shape, though they themselves were doing fine and so were all their friends.
Now they are insisting things (especially health care) are doing fine, even though stories are flooding in about people in bad trouble with rising costs and govt penalkties if they don't obey... including the leftists themselves.
Will these silly people EVER start noticing what their policies are doing to actual, normal Americans?
Or will they just go on, believing their own lies, and telling everyone that the bad results are someone else's fault? With the media to back up their stories?
what's even funnier was just 5 years ago how they were saying there were 40 million people WHO COULD NOT AFFORD INSURANCE...now they mandate it
At higher costs now, than they were back when those 40M couldn't afford it.
Only other difference is, now if the 40 million choose not to participate... they get penalties and fines in addition to having no health coverage.
Every citizen who has a clue is against it....not just Republicans.
CrownVic, Republicans make up at least 80 percent of the opposition to the ACA and citizens can not repeal the ACA either. We have a representative government so the congress will need to vote to repeal it. So I'll reiterate my original statement, "the votes aren't there to repeal the ACA"... There isn't enough votes to get a majority nor enough to override a veto... Simple answer to a question conservatives seem to struggle with...
And yet, and yet. . . There are many people, mostly conservatives, who think there should be NO health insurance at all, or at most, "catastrophic" coverage only (though what is a catastrophe is different from person to person), and that everyone should be responsible for all or most of their health care costs. People tout these High deductible plans as if they were the greatest thing since sliced bread if they're not part of the ACA.
Working in a doctor's office, I see their down side. We have patients with such policies. They often call in wanting antibiotics prescribed over the phone so they can avoid an office visit cost. They also want to bring in urine/stool specimens and have them checked w/o an appt, get throat cultures w/o an appt for an office visit, etc.
The higher the deductibles, the less premium.
But let's review what this is doing.
To keep monthly budgets inline with income, many middle class are opting to a higher deductible.
Our plan went from an already high of $5000 deductible and it was like not having insurance, to now a $10,000 deductible, that I would never be able to meet, if I had an hourly or salary job. How could you meet your monthly budget when you just make it month to month. There goes a car payment... Savings for the kids college, gone. Winter heating bill? May need to make your own fireplace! and get a saw and axe.
This bill was not about our healthcare. Not one bit about healthcare. Healthcare.gov is very misleading. It should be Insurance.org.
This is nothing but to make insurance companies money, not to lower any cost or better more efficient healthcare. It has noting to do with healthcare, when you pay a high premium, and still have to pay for all the doctor bills.
The rich can afford higher deductibles, but the middle class cannot, so they are out of pocket more putting them further toward the impoverished. 2 class society is the goal.
Duh!!!!!! You can't expand coverage and not increase costs. Somebody has to pay. And the reason your costs are going up is to cover other people's expanded coverage. Probably coverage you don't need. And also to subsidize lower income people's insurance.
Interesting. Why do you think they are "mostly conservatives"?
The idea of eliminating health insurance is quite juvenile, but might be consistent with the Nanny State types.
Well, look at who is posting in those two threads. Plus, I have followed this issue for a long time on CD, and it's almost always the known cons who talk about how insurance should be for catastrophic costs only, not for preventive (which they usually spell wrong) care, not for "every little sniffle", yada, yada.
CrownVic, Republicans make up at least 80 percent of the opposition to the ACA and citizens can not repeal the ACA either. We have a representative government so the congress will need to vote to repeal it. So I'll reiterate my original statement, "the votes aren't there to repeal the ACA"... There isn't enough votes to get a majority nor enough to override a veto... Simple answer to a question conservatives seem to struggle with...
You are stating the obvious. I understand all about the votes.
Some Democrats - talking about just plain old citizens here - for a variety of reasons have been against this from the start, with more waking up to the nightmare that it is every day.
If the people were truly and honestly represented, I believe there would be sufficient numbers in the Democratic party to add to Republicans to get ACA repealed. My question is why are the Democrats still sitting on their hands in submission when the last thing they were looking for is a requirement to pay hundreds per month for a plan with thousands in deductibles. A plan that benefits almost no one long term and simply institutionalizes the corporate corruption in the "health care" industry.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.