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Well, disposable income is actually defined as anything that isn't being saved... if you want to get technical.
So, people spend money on cable television, cell phone plans, automobiles, etc. Theoretically all that money could go to an animal shelter too.
Maybe people that buy 300$ jeans don't think 50$ a month for cable is necessary. In six months an individual paying 50$ a month for cable will spend a total of 300$. Was it worth it? What about video games? Are video games worth it? Do people need to play video games? People don't need to buy 300$ jeans either, they just do. Should people donate money to an animal shelter or literacy program? Probably. Everyone in this world can't be so altruistic all the time, though.
Well, a lot of my jeans have cost around 200 dollars. But, some of these jeans are as old as four years and still going strong. I like to buy nice stuff and keep it for a long time, rather than buy junk, throwing it away, and having to repurchase and submit to even more consumerism =x.
Well, disposable income is actually defined as anything that isn't being saved... if you want to get technical.
So, people spend money on cable television, cell phone plans, automobiles, etc. Theoretically all that money could go to an animal shelter too.
Maybe people that buy 300$ jeans don't think 50$ a month for cable is necessary. In six months an individual paying 50$ a month for cable will spend a total of 300$. Was it worth it? What about video games? Are video games worth it? Do people need to play video games? People don't need to buy 300$ jeans either, they just do. Should people donate money to an animal shelter or literacy program? Probably. Everyone in this world can't be so altruistic all the time, though.
Well, if you're spending $300 on a pair of jeans, you're not saving it.
I've never owned a television, so I definitely don't think cable is necessary. Same with video games - never owned any, never will.
Well, if you're spending $300 on a pair of jeans, you're not saving it.
I've never owned a television, so I definitely don't think cable is necessary. Same with video games - never owned any, never will.
Yes, disposable income is anything that isn't saving. So, spending 300$ is not saving it threfore making is disposable income. Everything that isn't saving is disposable income. Buying food. Buying a house. Buying cable television. Buying a car. Buying clothes. Buying a computer.
You don't have to defend yourself against buying a television or video games - Doesn't matter to me. I'm just saying, if people want to buy 300$ jeans that is them to decide. It is their disposable income. You spend your disposable income on certain things, maybe certain things that the people spending 300$ on jeans don't agree with.
Wow I have never purchased a pair of jeans for more than $20. Just purchased some Levi's from Ross for $12. The last time I spent some money on some jeans was back when Calvin Klein's introduced designer jeans at $40 a pair. I'm not smart enough to know the difference between a pair of $300 jeans and a pair of $25 jeans from Old Navy.
Yes, disposable income is anything that isn't saving. So, spending 300$ is not saving it threfore making is disposable income. Everything that isn't saving is disposable income. Buying food. Buying a house. Buying cable television. Buying a car. Buying clothes. Buying a computer.
You don't have to defend yourself against buying a television or video games - Doesn't matter to me. I'm just saying, if people want to buy 300$ jeans that is them to decide. It is their disposable income. You spend your disposable income on certain things, maybe certain things that the people spending 300$ on jeans don't agree with.
I wasn't defending myself, just saying I don't own a TV or video games, therefore I don't spend any money on either. I thought disposable income was what was left, after paying taxes for spending and saving. With discretionary income being what's left after necessities (food, shelter, clothing) have been taken care of. For me, $300 jeans are not a necessity. I think it's ridiculous to spend that kind of money on jeans. I'm also well aware that it's just my opinion; so, if someone else wants to spend their own money that way, it's their choice. Just like it's my choice to spend less on clothing and donate to causes that are important to me. But, I'm going off topic. And, besides, does it really matter?
No, not really. Just fun conversation. I donate and give to good causes as well, giving away my old clothes, volunteering, etc. I know some people that say to me, "OH GOD, 200$ jeans?".. but those are the same people that spend 600$ on a cell phone. So, it's all relative to ones opinion.
Oh and savings and disposable income, I was just basing that purely on an economic point of view.
Quote:
Originally Posted by tdna
I wasn't defending myself, just saying I don't own a TV or video games, therefore I don't spend any money on either. I thought disposable income was what was left, after paying taxes for spending and saving. With discretionary income being what's left after necessities (food, shelter, clothing) have been taken care of. For me, $300 jeans are not a necessity. I think it's ridiculous to spend that kind of money on jeans. I'm also well aware that it's just my opinion; so, if someone else wants to spend their own money that way, it's their choice. Just like it's my choice to spend less on clothing and donate to causes that are important to me. But, I'm going off topic. And, besides, does it really matter?
I wasn't defending myself, just saying I don't own a TV or video games, therefore I don't spend any money on either. I thought disposable income was what was left, after paying taxes for spending and saving. With discretionary income being what's left after necessities (food, shelter, clothing) have been taken care of. For me, $300 jeans are not a necessity. I think it's ridiculous to spend that kind of money on jeans. I'm also well aware that it's just my opinion; so, if someone else wants to spend their own money that way, it's their choice. Just like it's my choice to spend less on clothing and donate to causes that are important to me. But, I'm going off topic. And, besides, does it really matter?
Apparently it does. You're the one who commented on it first.
It's so funny that, of any article of clothing, there are probably more types of jeans made than anything else, but it's the hardest thing to find that fits. My last ones were Lee at about $25.00, but they still are not perfect, only adequate. I would pay a couple of hundred dollars to have the perfect fit, but I don't know if it exists.
Can't find good jean brands in North America, since the market doesn't really call for it.
Most brands considered 'premium' in the United States like G-Star are normal here in Europe (mostly Holland, because they come from here).
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