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Or what if you’re normal weight but don’t eat well (this one resonates with me). Does the number of frapapchinos I have a week change my premium even tho I am still a size 10? Should it just be my size or so someone goin to monitor my food choices too?
In the Individual Plan Market, premiums are determined by age and geography.
Older insured people pay higher premiums than younger people.
Smokers pay more than non- smokers.
Why not base on waist sizes in the healthy range vs unhealthy, regardless of age?
Why take a simple waist measure to the extreme of monitoring your food choices?
In the Individual Plan Market, premiums are determined by age and geography.
Older insured people pay higher premiums than younger people.
Smokers pay more than non- smokers.
Why not base on waist sizes in the healthy range vs unhealthy, regardless of age?
Why take a simple waist measure to the extreme of monitoring your food choices?
The former is practical. The latter, not so much.
Factors should include BMI, Body Fat% and whether or not one has Type 2 Diabetes. Regardless of what your BMI or Body Fat % is, for the majority of people there are ways to lower it, so even charging based on showing progress in lowering it as opposed to just what the raw number is would go a long way.
I know of no-one who is begging for free healthcare. What people are asking for is universal healthcare and/or single payer. Healthcare where the cost of treatment at time of delivery is nothing; rather it is paid for through taxes etc., just as other countries do.
It is sad that the U.S. spends significantly more per capita on health than the countries with universal healthcare, with worse outcomes.
50 or so countries have Universal Healthcare. No two countries do it the same way.
Some countries with Universal Healthcare impose co- pays on MD visits, tests and hospitalization.
Some countries require all employers to pay a portion of premiums.
A few countries rely entirely on private insurance. A 20 year old pays the same premium as an 80 year old.
Most countries are a mixed bag, public insurance and supplimental insurance to help cover what public insurance e does not.
What they have in common is a public mandate for insurance and subsidy for low/ no income.
The idea of what is healthy has changed over the decades and there isn't any agreement on what it means, so who is to say?
Insurance companies can come up with their own metrics, but we should be free from having to purchase insurance and the state should get entirely out of the business of making healthcare so expensive that people need or are forced into insurance.
50 or so countries have Universal Healthcare. No two countries do it the same way.
Some countries with Universal Healthcare impose co- pays on MD visits, tests and hospitalization.
Some countries require all employers to pay a portion of premiums.
A few countries rely entirely on private insurance. A 20 year old pays the same premium as an 80 year old.
Most countries are a mixed bag, public insurance and supplimental insurance to help cover what public insurance e does not.
What they have in common is a public mandate for insurance and subsidy for low/ no income.
Yeah we can have the same bureaucrats who came up with the food pyramid define "healthy" for us and continue to mandate dietary choices working in concert with their corporate sponsors.
Anything to avoid personal responsibility eh?
The idea of what is healthy has changed over the decades and there isn't any agreement on what it means, so who is to say?
Insurance companies can come up with their own metrics, but we should be free from having to purchase insurance and the state should get entirely out of the business of making healthcare so expensive that people need or are forced into insurance.
Agree, but since that will unfortunately never happen, there needs to be accountability for those who stress the system the most with their unhealthy lifestyles.
50 or so countries have Universal Healthcare. No two countries do it the same way.
Some countries with Universal Healthcare impose co- pays on MD visits, tests and hospitalization.
Some countries require all employers to pay a portion of premiums.
A few countries rely entirely on private insurance. A 20 year old pays the same premium as an 80 year old.
Most countries are a mixed bag, public insurance and supplimental insurance to help cover what public insurance e does not.
What they have in common is a public mandate for insurance and subsidy for low/ no income.
What they have in common is that they don't have a fraction of a fraction of the spending on military and policing the world that the US does. Our PD of the USA probably subsidizes other countries ability to provide health care more than we can imagine.
Agree, but since that will unfortunately never happen, there needs to be accountability for those who stress the system the most with their unhealthy lifestyles.
"the system" is the problem. Stop relying on a system that socializes the negative outcomes of behaviors and genetic traits. Do you think a committee of bureaucrats (whether it be private or public sector) can or should determine the health needs for 320 million individuals?
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