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Mrs J here - have just read Mr J's post and just to make it clear, I have one credit card and a few store cards for gathering points (being careful with the money!).
I do NOT subscribe to the store credit cards which usually have horrendous terms including high interest rates.
I'm not peeved by all the credit/loyalty cards that are around - but I am jealous of your Saturday mail delivery, Mr & Mrs J! Growing up in England I loved the Saturday mail delivery... hearing the thud as mail was plopped through the letter box in the front door, especially at Christmas time. During the week, I had usually left for school before the postman came.
Here in Australia, Saturday mail was canned donkey's years ago - and our mail boxes are at the front gate.
I have two credit cards (one I never use - it costs me nothing to have it so it's just for emergencies), one supermarket reward card (just for points - no credit attached to it) and one debit card. I also have the obligatory NRMA card (like your AA or AAA card).
Location: I never said I was perfect so no refunds here sorry!
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Can't use what I do not have....paid everything off couple years back and never going back hopefully!
Now I do carry those reward little key chain thingies that they scan to get discounts and that's as far as it goes
No credit cards here - just debit and AAA, just like you Jezer!
I have a few loyalty cards but hardly ever use them, I take them when I know I'm going to that store but don't have them all handy at all times...
I keep it very simple- one credit card, one debit card and my AA (your AAA) card. That's it. How about you?
I have a couple of items more. I have only a few loyalty cards. I try to keep things simple. I whittled down my unused loyalty cards awhile ago. It just seemed silly to be rummaging around for stuff I didn't need.
Good peeve, Jezer. I hate standing in line behind people while they frantically look through a batch of cards, looking for the right card.
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