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That's exactly what I'm saying. I've worked hard to live in that environment, and to have the lazy poor come in and demand that MY environment change because THEY feel entitled to have the same things I do, without having to earn them, is wrong.
Basically, you're saying that your desire to live in an environment that you want to live in supercedes the desires of others to live in environments that they want to live in, and that homeowners should either suck it up or move to another neighborhood. Do I have that about right? How are the arguments different, exactly? Except for the fact that I have WORKED for what I have, but you haven't, yet still expect it.
I don't really give a hoot that my neighborhood was created without regard to the economic classes below it. They want what I have, they can WORK FOR IT. Not demand it, as if it's a birthright.
I live outside of Denver currently. Closer to Denver, there is a neighborhood called Wash Park. These are generally older homes, large trees, etc. You normally wouldn't find anything under 500K in this neighborhood. It is extremely sought after and houses really don't come up for sale all that often. Well, I would LOVE to live in this neighborhood. Unfortunately, my salary doesn't afford me to buy a 500K home. So, I bought elsewhere where my salary could afford a house.
Why should I feel that I am entitled to live in a certain neighborhood when I cannot afford it? Chances are, those that do live in Wash Park have worked hard to get into Wash Park. I'm not jealous of those living there, I just say to myself that I need to keep working hard myself and hopefully I'll have the money to eventually buy in Wash Park.
Here is just a quick example that I found of a house for sale.
I live outside of Denver currently. Closer to Denver, there is a neighborhood called Wash Park. These are generally older homes, large trees, etc. You normally wouldn't find anything under 500K in this neighborhood. It is extremely sought after and houses really don't come up for sale all that often. Well, I would LOVE to live in this neighborhood. Unfortunately, my salary doesn't afford me to buy a 500K home. So, I bought elsewhere where my salary could afford a house.
Why should I feel that I am entitled to live in a certain neighborhood when I cannot afford it? Chances are, those that do live in Wash Park have worked hard to get into Wash Park. I'm not jealous of those living there, I just say to myself that I need to keep working hard myself and hopefully I'll have the money to eventually buy in Wash Park.
Here is just a quick example that I found of a house for sale.
You're using an unfair analogy. It's more like the sales tax on an item that costs $1 might only be 8 cents, but the sales tax on another item that costs $10 would be 80 cents. Your taxes are being calculated on the purchase price today. In 20 years, your taxes will be lower than your new neighbor.
Also forgetting that he's paid for years in to those resources, yet you are now using them without having paid a penny yet.
When it comes to taxes, resources over the previous years don't matter. What property taxes you pay are to cover resources for the upcoming year.
Quote:
Originally Posted by Ultrarunner
It is like sales tax... tax is determined on the purchase price with annual inflation factor plus voter approved assessments.
It is much more fair in that no one pays a tax based on someone's guess of value...
Also... long term home owners seldom use the public schools which can be up to 60% of of the tax bill.
I agree with you. I don't think you should pay taxes based upon the value of anything. As for the school portion, I don't have any kids and I don't plan on having any kids, yet every year I pay for public schools. I personally don't mind because I understand that the education of our younger generations is key because these youngsters are going to run this country one day.
I live outside of Denver currently. Closer to Denver, there is a neighborhood called Wash Park. These are generally older homes, large trees, etc. You normally wouldn't find anything under 500K in this neighborhood. It is extremely sought after and houses really don't come up for sale all that often. Well, I would LOVE to live in this neighborhood. Unfortunately, my salary doesn't afford me to buy a 500K home. So, I bought elsewhere where my salary could afford a house.
Why should I feel that I am entitled to live in a certain neighborhood when I cannot afford it? Chances are, those that do live in Wash Park have worked hard to get into Wash Park. I'm not jealous of those living there, I just say to myself that I need to keep working hard myself and hopefully I'll have the money to eventually buy in Wash Park.
Here is just a quick example that I found of a house for sale.
I have a friend who just bought a house a little south of there (near UD) about 4 years ago. He said his house has gone up in value by about 50% just over that time, There are a lot of people that want to be in Denver right now. I love the city, but I'll stick with visiting I will be out there in a few months!
Some of the poor work hard. I've even worked with some of them. What makes your hard work more worthy than theirs?
I'm saying people should be able to purchase what they can afford, no more and no less. You are the one who demands exclusivity and exclusion.
People DO purchase what they can afford. I know, I know, your unicorn farm on bubblegum lane that is the PERFECT scenario for you from 20 years ago that would have made your life worth living is completely different.
I don't demand exclusivity. I don't want to exclude anyone. If they CAN AFFORD to live in my neighborhood, I welcome them. I don't welcome someone that expects to turn my neighborhood into a slum because they CAN'T AFFORD to live there, but still WANT to.
I'm not saying the poor don't work hard. But OBVIOUSLY they don't work as hard and/or smart as I do, or they would have what I have. It's not luck. It's not being born rich. It's hard work AND economic smarts.
Here's what I do have:
1. A good paying job.
2. Stellar credit.
3. A home.
4. A new car.
5. Discipline with regards to paying bills, working at a job, and maintaining great credit.
Here's what I don't have:
1. Excuses why I don't have these things.
2. Unrealistic expectations for what I can afford based on my economic situation.
3. An expectation that I am entitled to have what I cannot afford, yet want anyway.
4. A college degree.
5. Boy parts, which many people think makes earning a living more difficult (although I do not).
6. Unpaid college loans.
I have a friend who just bought a house a little south of there (near UD) about 4 years ago. He said his house has gone up in value by about 50% just over that time, There are a lot of people that want to be in Denver right now. I love the city, but I'll stick with visiting I will be out there in a few months!
Yes, we have one of the hottest markets in the country right now and we have a relatively low supply of houses for sale. Heck, just look in the Denver forum. Pretty much daily, there is a new post of "moving to Denver....etc".
That's exactly what I'm saying. I've worked hard to live in that environment, and to have the lazy poor come in and demand that MY environment change because THEY feel entitled to have the same things I do, without having to earn them, is wrong.
Basically, you're saying that your desire to live in an environment that you want to live in supercedes the desires of others to live in environments that they want to live in, and that homeowners should either suck it up or move to another neighborhood. Do I have that about right? How are the arguments different, exactly? Except for the fact that I have WORKED for what I have, but you haven't, yet still expect it.
I don't really give a hoot that my neighborhood was created without regard to the economic classes below it. They want what I have, they can WORK FOR IT. Not demand it, as if it's a birthright.
Except that the relationship between "work" and "have" is, well, sorta iffy. The holy grail of the American lifestyle, according to Bob Brinker and his ilk, is to "have" enough that you never need to work again!
There was a neighborhood nightmare in Portland several years ago. A woman won a lottery prize which, while not huge, was sufficient to purchase a house for cash.
Her adult kids moved in. And their boyfriends. And their baby mamas plus in-tow gangbangers-in-training. The neighbors were consumed with angst and felt frustrated in their inability to "do something" about the problem.
It took years for the city to get them out of the house.
Yes, we have one of the hottest markets in the country right now and we have a relatively low supply of houses for sale. Heck, just look in the Denver forum. Pretty much daily, there is a new post of "moving to Denver....etc".
You'd think the altitude would take care of that issue.
Florida has something similar. It was just called the Homestead Act I believe. In this case, your taxes could only go up a certain percentage each year no matter what happened to the value of your home. What happened was When I bought my house many years ago, I found out that I was paying 5 times the tax amount than my neighbors. How is this fair considering We use the same resources?
Imagine if sales tax was like this? Oh, you are 65? Since you've been on this earth longer. you only have a pay 2 percent tax. Oh, you are 18? You have to pay 10 percent tax.
It only feels unfair when you're 18. When you're 65 and have paid taxes for 50 years it doesn't feel nearly as unfair.
By the way, I believe the homestead tax exemption you're talking about in Florida is dependent on an income of under $28,500 a year for people over age 65. And it's just applied to a portion of the value of the home.
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I will be out there in a few months!
