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I'm just wondering about other couples financial arrangement are/were when you got married? For example, does your husband/wife pays for abc and the other pays for xyz? Or is it that one pays for it all or is there a joint in everything? I'm just wondering? What is/was yours?
To clarify, I'm not talking about the wedding itself but the life together afterwards.
Well, my parents have separate accounts. Always have. My dad takes care of the mortgage, my mom takes care of the utilities and food. It's about even. Then, they can take their spare money and do whatever they want with it. My mom likes going on gambling trips to Reno and my dad likes hunting.
Me and my fiancee have separate accounts as well, we split everything 50/50 like rent/food/utilities, and we can spend the rest of our money on ourselves if we wish. We just split things that are used by both of us.
We have separate bank accounts. He pays for everything house related because he makes 3 million times more money than I do. I pay for all of my own personal expenses - clothes shopping, ballroom dance stuff, cars. We do have a joint account for buying groceries - but I don't contribute to it. I spend it and he replenishes it.
Well, my parents have separate accounts. Always have. My dad takes care of the mortgage, my mom takes care of the utilities and food. It's about even. Then, they can take their spare money and do whatever they want with it. My mom likes going on gambling trips to Reno and my dad likes hunting.
Me and my fiancee have separate accounts as well, we split everything 50/50 like rent/food/utilities, and we can spend the rest of our money on ourselves if we wish. We just split things that are used by both of us.
If you don't me asking but do you and your fiancee make more or less the same amount? Would you feel the same if one made significanlty more than the other?
My husband and I have a joint account that handles the mortgage, insurance, groceries, utilities, doctor visits, etc. He makes more than I do and contributes more to the joint account than I do; it's roughly proportional to our earnings. All our leftover money goes into our personal accounts, which we can do whatever we want with. If we need extra money for something and funds are low, one of us will kick in some personal funds.
Since day one we have had her accounts my accounts our account. I have managed to do OK and put a crap load of my earnings into sheltered college and age dependent pay outs so they will be fine financially. (They being the boys) Just now my wife after 11 years is making a good salary. She has been squirling away money thinking I don't know. Ha I just want her to sign a paper that says I want nothing of what she has and she gets nothing of what I have. Hell she can even keep the house. I wouldn't want to live in the memories anyway. The joint account pays the cars, house, utilities and groceries, she puts in like 30% of her check and I deposit a set amount monthly. If it runs low one of us picks up what we need but it is rarely low. We live well with in our means.
He has an account, I have an account and we have joint accounts.
We both usually contribute to the joint account to pay bills monthly.
Now that I'm making so much less money than usual he is picking up the slack for me by putting most of his pay check in the joint and we both just use that.
I did the same for him when he was laid off for a while a few years ago. Fortunately I was making a lot at that time so we've always been comfortable.
We also both have a large savings cushion in our own personal account (about 8 months of living expenses each), and then the rest of our savings are in joint accounts.
Business arrangement or not, if this works for most of us, don't knock it. Marriage, by the way IS a contract, thus it is a pseudo-business arrangement.
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