The Truth About Being a Black Woman in a Liberal City (Austin) (companies, education)

[DCtoTejas]

Originally Posted by Trainwreck20

Ah, Hooters is just mass-produced, that is all.

The real question is - do the resident of Austin want to subsidize Hooters by paying higher taxes so Hooters can pay lower taxes? I really don't care WHAT operates there, as long as it pulls its weight. When I can't pay the taxes, I will leave. When Hooters can't pay the taxes, they leave. It is also possible that too many people decided not to go to Hooters anymore and that it has little to do with taxes.

The people of Austin are going to be paying higher taxes until they force the city to address the spending side of the equation instead of the revenue side, regardless of what goes where. Or if the city becomes so homogeneous and large that people stop moving here, that seems unlikely though.

[Trainwreck20]

Originally Posted by DCtoTejas

The people of Austin are going to be paying higher taxes until they force the city to address the spending side of the equation instead of the revenue side, regardless of what goes where. Or if the city becomes so homogeneous and large that people stop moving here, that seems unlikely though.

So, basically, you are saying the city model is working?

[Austin97]

Originally Posted by AguaDulce

Thanks. This is an intelligent post.

The current problem is not institutional racism.

This will be my last post on the topic as I can tell you dont want to understand.

You are just restating your belief. I think you simply dont want to understand what institutional racism is. You have a strongly held preconceived notion that you aren't interested in critically evaluating. cBach supports your position and so you laud his post as "intelligent" and the truth when it is simply an opinion.

Here is the wikipedia article on institutional racism.
https://en.wikipedia.org/wiki/Institutional_racism

Just do a google search for zoning racism and you will find plenty of journal and lay articles describing the issue.

THE RACIAL ORIGINS OF ZONING IN AMERICAN CITIES
https://www.asu.edu/courses/aph294/t...nsofzoning.pdf

It's Official: Single-Family Zoning Is Making Our City's Neighborhoods More White
https://www.thestranger.com/slog/201...ity-more-white

History of exclusionary zoning
https://en.wikipedia.org/wiki/Exclusionary_zoning

The Racist Housing Policy That Made Your Neighborhood
https://www.theatlantic.com/business...orhood/371439/


To cBach, you present a straw man that we dont want to replace SFH with high rises. I specifically wrote that minneapolis is allowing replacing SFH with triplexes. Row houses/brownstones/townhomes are quaint and encourage a neighborhorhood feel exactly as mueller has demonstrated.

The evidence shows that the current system of converting warehouses and parking on the east side is not sufficient to produce enough units to control prices. Where are the warehouses tarry town, northwest hills, etc? Removing SFH zoning across the entire city and allowing 3 units on each lot will allow several orders of magnitude more units. The units will also be much more family friendly than super high density multifamily built on commercial space.

[Austin97]

Originally Posted by cBach

Option 2 presents a "Houstonification" aspect that I don't like. I feel the character of East Austin's residential streets need to be preserved. I can't imagine 5th - 11th streets becoming "Rainey Street-ified". Arguably the character of East Austin would even be less like it was if this avenue was taken, just as Rainey Street was destroyed in the Densification process.

A street of quaint cottages and mom and pop businesses being replaced by a high rise apartment and chain restaurants is not the way to address the problem in East Austin. However, converting a parking lot or machine fab shop into a high rise apartment complex helps everyone. Don't destroy what's there but develop empty lots and push industrial areas to Del Valle or other areas.

this is a straw man. No one has suggested this. Instead replace sfh with rowhouses, brownstones, townhouses, etc that allow 3-4 units per lot, across the entire city. Reduce setbacks, reduce parking requirements.

[ashbeeigh]

Originally Posted by AguaDulce

I fail to see any example of institution racism in your post.



Redlining is illegal.

Banks charge higher mortgage rates for people with low credit scores, regardless of color.

If you don't have a good credit score, you don't get good credit offers. Credit has to be built up. This applies to all people.

But what is the cause of lower credit scores? It's not as easy to get your credit up when you have all the cards stacked against you. You grow up in an area that your family was forced into that has no areas for educational or professional growth, you can't get ahead. Your family has distrust in the banking system (for the same reason they distrust people in general) and don't have a bank account causing there to be no credit. If they do need credit for, say a vehicle, they go to the neighborhood car lot and get a cash car or get a 72 month loan with a 25% interest rate. They can't pay that huge car payment because they lost their minimum wage job because their kid got sick and they don't have any extended family or FMLA to take the time off because the employer keeps them at 39 hours a week to keep from paying health insurance, but because they don't have that educational background they don't know this is a load of crap and find another job. Look, you've been called out several times and you're just not getting what institutionalized racism is. It's a history that everyone carries with them, for better or for worse. It's a very simple idea that you state, "Credit has to be built up." But, how do you build it with all that extra stuff going on?

Originally Posted by AguaDulce

This thread contains some excellent posts about ways to deal with high residential property taxes. Everyone is suffering under this burden. It is a double-edged sword.

Sure is, but higher income, non-minority educated residents have more access to resources to protest taxes and know how to talk their way through a payment plan.

Originally Posted by AguaDulce

Hooters? Seriously?

What is The Wax Museum on South Congress?

You are correct. Commercial property taxes have never been higher. They are insanely high. It is the price of doing business.

.

Sure. And here's the info about the Wax Museum https://communityimpact.com/local-ne...ngress-oct-31/ and https://spectrumlocalnews.com/tx/aus...ess-businesses

[NoClueWho]

Originally Posted by ashbeeigh

But what is the cause of lower credit scores? It's not as easy to get your credit up when you have all the cards stacked against you. You grow up in an area that your family was forced into that has no areas for educational or professional growth, you can't get ahead. Your family has distrust in the banking system (for the same reason they distrust people in general) and don't have a bank account causing there to be no credit. If they do need credit for, say a vehicle, they go to the neighborhood car lot and get a cash car or get a 72 month loan with a 25% interest rate. They can't pay that huge car payment because they lost their minimum wage job because their kid got sick and they don't have any extended family or FMLA to take the time off because the employer keeps them at 39 hours a week to keep from paying health insurance, but because they don't have that educational background they don't know this is a load of crap and find another job. Look, you've been called out several times and you're just not getting what institutionalized racism is. It's a history that everyone carries with them, for better or for worse. It's a very simple idea that you state, "Credit has to be built up." But, how do you build it with all that extra stuff going on?

Exactly. Also, for those who don't know---or want to PRETEND they don't know---what institutionalized racism is and that it exists, trying being Black or Hispanic, having a GREAT credit score, then looking to buy a house or a car and STILL being offered higher interest rates than your white counterparts who have equal or even LOWER credit scores than you. Speaking from experience. It happens ALL THE TIME, and companies and banks are allowed to get away with it. And that's just ONE blatant example of institutionalized racism.

[AguaDulce]

Originally Posted by Austin97

This will be my last post on the topic as I can tell you dont want to understand.

You are just restating your belief. I think you simply dont want to understand what institutional racism is. You have a strongly held preconceived notion that you aren't interested in critically evaluating. cBach supports your position and so you laud his post as "intelligent" and the truth when it is simply an opinion.

Here is the wikipedia article on institutional racism.
https://en.wikipedia.org/wiki/Institutional_racism

Just do a google search for zoning racism and you will find plenty of journal and lay articles describing the issue.

THE RACIAL ORIGINS OF ZONING IN AMERICAN CITIES
https://www.asu.edu/courses/aph294/t...nsofzoning.pdf

It's Official: Single-Family Zoning Is Making Our City's Neighborhoods More White
https://www.thestranger.com/slog/201...ity-more-white

History of exclusionary zoning
https://en.wikipedia.org/wiki/Exclusionary_zoning

The Racist Housing Policy That Made Your Neighborhood
https://www.theatlantic.com/business...orhood/371439/


To cBach, you present a straw man that we dont want to replace SFH with high rises. I specifically wrote that minneapolis is allowing replacing SFH with triplexes. Row houses/brownstones/townhomes are quaint and encourage a neighborhorhood feel exactly as mueller has demonstrated.

The evidence shows that the current system of converting warehouses and parking on the east side is not sufficient to produce enough units to control prices. Where are the warehouses tarry town, northwest hills, etc? Removing SFH zoning across the entire city and allowing 3 units on each lot will allow several orders of magnitude more units. The units will also be much more family friendly than super high density multifamily built on commercial space.

You don't understand that I do understand what institutional racism is.

You are equating expensive real estate with institutional racism. We disagree on that.

[AguaDulce]

Originally Posted by ashbeeigh

Sure is, but higher income, non-minority educated residents have more access to resources to protest taxes and know how to talk their way through a payment plan.

This is blatant racism. You are asserting that a low-income minority doesn't have the capacity to learn how to do this.

[AguaDulce]

Originally Posted by Julio July

trying being Black or Hispanic, having a GREAT credit score, then looking to buy a house or a car and STILL being offered higher interest rates than your white counterparts who have equal or even LOWER credit scores than you. Speaking from experience. It happens ALL THE TIME, and companies and banks are allowed to get away with it. And that's just ONE blatant example on institutionalized racism.

If you have evidence of this you should report it. This is illegal.

[cBach]

Originally Posted by Austin97

this is a straw man. No one has suggested this. Instead replace sfh with rowhouses, brownstones, townhouses, etc that allow 3-4 units per lot, across the entire city. Reduce setbacks, reduce parking requirements.

Putting townhomes on a street that used to have SFH's doesn't always look good either and definitely destroys the character. There is a poster in the Houston forum from Chicago that consistently posts the "conversions" and how "awful" they are. He showed a home surrounded by townhomes, I'm sure that person didn't like having 3 story townhomes peering into his/her backyard.