Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
If you were about to become a Grand Parent what advice would you give under these circumstances?
2 College students (0ne of which was SUPPOSED to be on birth control) find they are going to have a baby. Both of these students are covered by their parent's health insurance. Now if they choose to get married before the baby is born they will no longer be able to be covered on parent's insurance and at this point not able to purchase their own.
If you were about to become a Grand Parent what advice would you give under these circumstances?
2 College students (0ne of which was SUPPOSED to be on birth control) find they are going to have a baby. Both of these students are covered by their parent's health insurance. Now if they choose to get married before the baby is born they will no longer be able to be covered on parent's insurance and at this point not able to purchase their own.
Children can be covered by their parent's health insurance till 26, even if married.
Recently issued regulations specify that a young adult can qualify for this coverage even if he or she is no longer living with a parent, is not a dependent on a parent’s tax return, or is no longer a student. Both married and unmarried young adults can qualify for the dependent coverage extension, although that coverage does not extend to a young adult’s spouse or children.
Insurance coverage is not anything anyone has to worry about.
It doesn't matter if the two kids are in college, not in college, married or unmarried. Any young adult under the age of 26 can stay on their parents policy until they are 26. Thus, it's entirely up to them what they want to do. They won't lose insurance coverage no matter what choice they make. Read link from Dept. of Labor on Affordable Health Care Act
MOST plans have to cover them until they are 26 but there are still some older, grandfathered plans that do not. Ask your HR department. What they WILL need though, is coverage for the baby.
2 College students (0ne of which was SUPPOSED to be on birth control) find they are going to have a baby.
Since you've gotten good responses to the insurance question, I feel the need to remind you that these days there are birth control options for BOTH parties.
Since you've gotten good responses to the insurance question, I feel the need to remind you that these days there are birth control options for BOTH parties.
I bet you one million dollars that this is not the future mama's parent.
MOST plans have to cover them until they are 26 but there are still some older, grandfathered plans that do not. Ask your HR department. What they WILL need though, is coverage for the baby.
Right - when my sister had a baby, my mom found out that while her insurance would still cover my sister, it would not cover her maternity care (no maternity care for dependents), nor would it cover the baby unless my mom was the legal guardian. My sister had to get on medicaid for pregnant women in order to get prenatal care, and the baby would have been able to stay on medicaid after the birth for like a year or something. My mom ended up becoming the baby's guardian though, so they didn't go that route for him.
Get married. Do what's right. It isn't right to have a baby out of wedlock.
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.
Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
If you were about to become a Grand Parent what advice would you give under these circumstances? 
My sincere thanks to both of the above posters. I followed the links and am breathing a lot easier now.
