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Regarding the comments about suing...if my kid gets injured on your trampoline, and I file a health insurance claim, my health insurance company then has the right to go after your homeowner's policy to recover costs. So it basically out of my hands unless I pretend not to have health insurance. It is called subrogation.
I'd never have a trampoline.
Yep, exactly. My health insurance is not going to pay if someone else is liable, just as if you rear-ended me with your car. "Oh, don't ... they're my neighbors, my friends!" The insurance company doesn't care.
And yeah, we don't do trampolines either. A neighbor had one, and another neighbor's kid broke an arm. No thanks!
I haven't read through this whole thread, but I grew up with a trampoline and I'd recommend them to anyone. No one ever got hurt and it was a ton of fun. "no fancy flips" are you kidding me? That's the point of a trampoline. Backflips, front flips, Lincoln loops, rodeos, misty flips. trampolines teach you air awareness, balance, and are a great cardio workout. introduce a football or soccer ball and you've got yourself an unmatched way to teach hand eye coordination and have a ton of fun. Plus having a trampoline makes you cool lol and it's one of the best ways to get kids outside
Yep, exactly. My health insurance is not going to pay if someone else is liable, just as if you rear-ended me with your car. "Oh, don't ... they're my neighbors, my friends!" The insurance company doesn't care.
And yeah, we don't do trampolines either. A neighbor had one, and another neighbor's kid broke an arm. No thanks!
When my kids go to the doctor, the office uses forms that have codes for various problems. So if my kid breaks her arm on the neighbor's trampoline, the doctor circles broken bone, code whatever. In addition, they may write a very short report with more details based on what I say. I am not even sure if the insurance company gets that report. The code seems to be the most important thing for insurance. Therefore unless I make a big deal about it happening on my neighbor's trampoline, I highly doubt my insurance company would be coming back to me to get information about my neighbor. Seriously--insurance companies deal with thousands of claims all the time. I've never heard of them taking the time to go back to a person to get location details on such simple cases.
The times such stories make the news is when the injured party goes after someone--a restaurant, a park operator or whoever. It just isn't the same as car insurance. Unless you have mean neighbors, I would not worry too much about getting sued etc. Frankly, the neighborhood kids could get hurt tripping over a rock in your yard. Sometimes you just have to hope that the goodness of your neighbors will prevail.
I haven't read through this whole thread, but I grew up with a trampoline and I'd recommend them to anyone. No one ever got hurt and it was a ton of fun. "no fancy flips" are you kidding me? That's the point of a trampoline. Backflips, front flips, Lincoln loops, rodeos, misty flips. trampolines teach you air awareness, balance, and are a great cardio workout. introduce a football or soccer ball and you've got yourself an unmatched way to teach hand eye coordination and have a ton of fun. Plus having a trampoline makes you cool lol and it's one of the best ways to get kids outside
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Though I'm a proponent of trampolines as well, I find it hard to believe that you all did these sorts of things on your trampoline and "no one ever got hurt". Seriously? Not even a small scratch?
We had a trampoline for years and my kids loved it.
If you have a shy kid it's a great way for them to attract other kids over to play too. Lots of rules though, especially if other kids were involved, AND they had to have parents permission to be on the trampoline.
After the kids got too old or disinterested in using it for it's intended purpose it still served a s great comfy spot for them to haul out a pillow and lie to read a book or gaze up at the stars.
I can't remember if the OP has boys or girls...my girl, and her friends were polite and nice. Taking turns, doing somersaults. No one got hurt. It was fun. Switch to boys....they dared each other to see who could jump the highest, they wrestled and threw each other off the trampoline. The boys were the ones with the most energy and the ones who broke an arm and clavicle. Is it just me, or are boys just more work?
I can't remember if the OP has boys or girls...my girl, and her friends were polite and nice. Taking turns, doing somersaults. No one got hurt. It was fun. Switch to boys....they dared each other to see who could jump the highest, they wrestled and threw each other off the trampoline. The boys were the ones with the most energy and the ones who broke an arm and clavicle. Is it just me, or are boys just more work?
It's certainly a popular opinion, and I wouldn't be surprised to find it true. Our little boy definitely has too much energy for his own good! When he comes of age, we'll have to get a safety net with whatever trampoline we buy. No way around it!
When my kids go to the doctor, the office uses forms that have codes for various problems. So if my kid breaks her arm on the neighbor's trampoline, the doctor circles broken bone, code whatever. In addition, they may write a very short report with more details based on what I say. I am not even sure if the insurance company gets that report. The code seems to be the most important thing for insurance. Therefore unless I make a big deal about it happening on my neighbor's trampoline, I highly doubt my insurance company would be coming back to me to get information about my neighbor. Seriously--insurance companies deal with thousands of claims all the time. I've never heard of them taking the time to go back to a person to get location details on such simple cases.
The times such stories make the news is when the injured party goes after someone--a restaurant, a park operator or whoever. It just isn't the same as car insurance. Unless you have mean neighbors, I would not worry too much about getting sued etc. Frankly, the neighborhood kids could get hurt tripping over a rock in your yard. Sometimes you just have to hope that the goodness of your neighbors will prevail.
Well, believe me, they do. I had carpal tunnel surgery and radial tunnel surgery (or some such) and I was very careful not to blame it on work, etc ~ because this isn't the time for me to make a big WC claim, etc. But my health carrier was all over it once they got the diagnosis code and paid for the surgery.
But my physicians would never give them a definite causation - so they dropped it.
In this economy - everyone is trying to recover their money and they are very aware if there is a possibility of recovery.
I have all boys and I have several friends with all girls. Emotionally, girls are a lot more work. Boys are more physically demanding.
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