Apts for Recent Grads (apartment, rent, good credit)

[nycsettler]

My gf and I are about to graduate college, she lives with her family in Harlem and I dorm in college in Long Island, but lived in South Bx and 145/Edgecombe. We want to get an apartment together but everything we look at needs us to make 30/40X the rent, with good credit, and they don't accept guarantors.

I have always picked up serving jobs in the city, and we both have $6K saved up for first,last,security,and emergency rent money, but its still not good enough!

We looked in the heights, south bronx, harlem, and are beginning to look at Long Island City/Queens and Brooklyn, and almost feels impossible.

What are recent college grads supposed to do?

Appreciate input, thanks!

[adambos]

Most places that I have dealt with will allow you to use a co-signer if the tenant cant meet the income requirements. Keep in mind, the co-signers need to have 80X the monthly rent in verifiable annual income. Other suggestions would be shares on craigslist. NYC is a tough place to get a foothold in. I have always equated it to a rooftop speeding locomotive wild west fight scene. Eventually, after almost falling off the train three times, clinging for life with brusied fingers, and narrowly missing having your legs severed by a signal sign, you manage to pull your adversary off, kick open a window, and slide in. Fortunately, there is usually a waiter ready to take your drink order. ;-) Good luck. One hell of a ride.

[nyctobk]

The guarantor needs to make 80x the rent.