live with parents save money or find a job here and be independent? (payments, career)
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I lived with my parents for.a few years during grad school to save money and really enjoyed reconnecting w them. I don't think we have to judge young adults who live with parents temporarily for practical reasons. My parents aren't getting any younger and I really appreciate that time with them. That being said, they respected my space and independence and not everyone has that relationship.
I agree with others, where do you physically want to be?
I agree you need to decide which coast you want to live on. Also, consider your parents health, would you be Ok, if you were not able to move out in a few years time, due to them needing care from you?
Move in with parents. Pay off as much debt as you can and Stack put away at least 3-6 months of savings. Then find your own place. You've got plenty of time. Right now you should be doing everything possible to get your finances in order.
If you are already debt free and have at least 3 months of savings set aside, then go ahead and find your own place within driving distance to family.
Either way date, enjoy nightlife, travel, and enjoy your life. I missed out on fun stuff in my 20's. One of my only regrets.
In my family no one has ever been forced out. We've been told we could stay, as long as you're respectful, contribute some token amount to the household to show your appreciation that your parents are helping you out with lower expenses so you can save up more than other wise. And that as long as we we're working or in school our parents were never concerned that we'd loaf and freeload until age 40 and beyond. They could see that we we we NOT just freeloading.
(Some of us came back even during mid-adulthood when circumstances were such that that move was helpful, for our parents and us. Those who did that didn't stay forever. They moved back out when they could. And again, no one had to be FORCED -- or even nudged -- out. Responsible adults know when it's time. IMO. You don't have to force them out.)
It was great living at home-- AND MUTUALLY beneficial. But eventually we all just out grew our space, had saved enough to live on our on -- and STAY gone (not move out with no money and have one thing happen and two months later we're back home anyway.)
-- IF this is your case why not move back home. No one is saying you'll bee there forever.
-- I don't care how much you make, even if it is more than many, why not take advantage of being able to save and get a leg up financially?
That said, I'd go where the best career and pay opportunities are. If that's in you home city, fine.
Obviously if there is abuse of any kind , or parents are not supportive, that changes the scenario.
Quite honestly, my upbringing was almost idyllic. If you've raised your children well, you don't need to FORCE them out. And I see nothing wrong with helping them out until they can leave, and launch well.
Putting aside the matter of living with your parents, if nurses where you are from make more money, it makes sense to move back there than to stay on the East Coast. I'm presuming the cost of living would be far better where you are from.
What would I do? I'd move back to where I'm from but get my own place to live. You will have a good salary, so you won't need to worry about money, plus with your own place, you would be able to see your parents and the other relatives.
You should only move back with your parents if you need to save money for the short term or if there were some major emergency and you or they needed you around.
What might those be? You are planning to go back to school in a few years and you want to save money. Somebody had a stroke or something like that. It doesn't seem like any of these apply.
My guess is that you are the youngest of the siblings, and with the older ones out the house, your siblings see you as the one to be the caretaker for the parents as they age, but without ever having a life your own independent of them. That would be horribly unfair to you. I'm guessing you are a woman, since you are a nurse, and it seems doubly wrong that in some families, daughters can be designated the selfless caretakers who grow into old age without having lives separate from their parents.
Putting aside the matter of living with your parents, if nurses where you are from make more money, it makes sense to move back there than to stay on the East Coast. I'm presuming the cost of living would be far better where you are from.
What would I do? I'd move back to where I'm from but get my own place to live. You will have a good salary, so you won't need to worry about money, plus with your own place, you would be able to see your parents and the other relatives.
You should only move back with your parents if you need to save money for the short term or if there were some major emergency and you or they needed you around.
What might those be? You are planning to go back to school in a few years and you want to save money. Somebody had a stroke or something like that. It doesn't seem like any of these apply.
My guess is that you are the youngest of the siblings, and with the older ones out the house, your siblings see you as the one to be the caretaker for the parents as they age, but without ever having a life your own independent of them. That would be horribly unfair to you. I'm guessing you are a woman, since you are a nurse, and it seems doubly wrong that in some families, daughters can be designated the selfless caretakers who grow into old age without having lives separate from their parents.
Yes nurses make more where they are from, however you need experience. Harder to get a job with no experience.
Im the middle child and both of my siblings one is married and the other has a long term spouse. I am recently single and probably the favorite child. They want me back probably because they are lonely, want me to help them out (drive my mom around she doesnt drive), help them out financially. I am a male with desire to be NP. So that is part of the reason why mvoing back home appeals to me to some degree because I can work and save money for grad school. Not in the near future tho.
I would probably like to live in a warmer climate. Financially living with my parents would make a lot of sense , but I don't know if the money is worth it.
At 28, with a degree and an ability to make a decent salary and live independently, the question is, "What are you doing with YOUR life?" Can you truly be your own person and an adult, while being supported by your parents? It's time to grow-up and move out on your own. Find a job, get married, have kids ... be an adult!
This is such an old way of thinking. The world has changed.
Quote:
Originally Posted by FeistyCar7
Yes nurses make more where they are from, however you need experience. Harder to get a job with no experience.
Im the middle child and both of my siblings one is married and the other has a long term spouse. I am recently single and probably the favorite child. They want me back probably because they are lonely, want me to help them out (drive my mom around she doesnt drive), help them out financially. I am a male with desire to be NP. So that is part of the reason why mvoing back home appeals to me to some degree because I can work and save money for grad school. Not in the near future tho.
I would probably like to live in a warmer climate. Financially living with my parents would make a lot of sense , but I don't know if the money is worth it.
Think very carefully before Grad school. More and more education is not always the answer for progress in life. It can just add to the bills you already have providing little to no additional value. If it doesn't translate to $$$$ and isn't free don't do it.
If the area where your parents live aren't good for entry level nurses then don't do it. You won't be able to provide them with much help in general if you're not employed making money.
I currently live far away for school. I am graduating soon and need to figure out my next plan. My parents live alone on the west coast. All of my siblings moved out so they tell me to move in with them where I can get free food, free housing, and basically not have to worry about anything. Just work and save money. I don't have a lot of loans to begin with.
Other choice is live on my own on the east coast (where I currently live) and be independent. I will be a registered nurse so decent money. I can do whatever I want whenever I want. I am 28 years old will have a decent job. I know the smart thing to do financially is live with my parents. I can save so much money because the state they live in nurses get paid better and I can live a comfort free lifestyle and retire early. Or I can try to make it on my own here which is multiple states away. I tend to be frugal person and the thought of just being able to save a lot of money and retire young would be great. However, it comes at an expense. My parents are chill people, but when I think about how my life was back where I used to live it was really boring. The pro is that they live in a populated city and my income would be a lot higher there as opposed to living out where I live right now.
Anyone who has taken either paths? how did it work out for you? It seems like choosing saving money vs choosing independence. one path i can save money spend time with my aging parents and nephews or be independent with feeling lonely at times and build my own life.
I couldn't wait to get out of my parents' house when I graduated and I moved far away just to make sure they wouldn't be walking through my door inspecting and critisizing me. You are an adult and should be living on your own. You have a nursing degree so use it. What are you going to be saving up for that you think you need to live with your family members to save? You can save when you work and on your own.
Your parents deserve to be free of you finally. Let them live their own lives and you live yours. My sister's kids she can't get rid of. They are 26 and 22, university grad young women but don't even know how to wash dishes by hand correctly. They don't have a clue how to search for work or rent an apartment or manage their finances. One of them turned down a government contract with pension benefits and health benefits because she wanted to go to Australia. MISTAKE!
I can get free food, free housing, and basically not have to worry about anything.
Oh how delightful.
Why on earth would you want to give up adult life? Is it because of all the "free stuff" you can get at your parents' house?
You sound like someone the Trumpsters would call a "lazy socialist"
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