Disability while on Unemployment (collect, receive, apply, claim)
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I posted this on the NJ section of this site, but haven't found an answer yet...figured I'd post here too.
I am currently on Unemployment Insurance (NJ) and am pregnant. I plan on applying for disability while still eligible for UI. Does anyone know if disablity $ comes out of the same pot as UI? In other words, if I have a balance of $5500 in my UI, and then claim disability, will my disability payments come out of that $5500, or will disability be a separate account and my UI continue after i'm able to work again?
The reason I'm asking is that I know I only have $xxxx.00 left in my UI account before I've exhausted all my benefits. I would like to know if a new disability account will give me more time or will it come from the same $xxxx.00 left. I'm afraid I'll be left dry before I"m fully recovered if it's from the same $xxxx.00 left from my UI account.
Far from a rightwinger - but this is way too much of an entitlement mentality for me. I had no idea pregnancy was considered a disability. Wouldn't fly here in Wisconsin, I can tell you that.
Is it SSDI you are thinking of applying for, or does NJ have a state program for this?
Far from a rightwinger - but this is way too much of an entitlement mentality for me. I had no idea pregnancy was considered a disability. Wouldn't fly here in Wisconsin, I can tell you that.
Is it SSDI you are thinking of applying for, or does NJ have a state program for this?
I'm sorry - I should've been clearer...I'm planning to apply for disability once I have the baby (which I think e/o in the USA is entitled to!). Thank G-d I'm not disabled at this time, and thus eligible for UI since I was laid off.
Unfortunately, no one will hire me at this point (and especially in this economy with an "employer's market").
New Jersey has a temporary disability program, which I will be eligible for even while on UI. It is completely legal to obtain temporary disability while on UI (check NJ's website for more info). Please note, I cannot (and will not) "double dip" both UI and temporary disability - the law does not allow it.
My question still remains - does the $ comes from the same balance, or are they 2 separate accounts? Anyone know?
I'm sorry - I should've been clearer...I'm planning to apply for disability once I have the baby (which I think e/o in the USA is entitled to!). Thank G-d I'm not disabled at this time, and thus eligible for UI since I was laid off.
Unfortunately, no one will hire me at this point (and especially in this economy with an "employer's market").
New Jersey has a temporary disability program, which I will be eligible for even while on UI. It is completely legal to obtain temporary disability while on UI (check NJ's website for more info). Please note, I cannot (and will not) "double dip" both UI and temporary disability - the law does not allow it.
My question still remains - does the $ comes from the same balance, or are they 2 separate accounts? Anyone know?
You can collect both UB and disability as long as your disability states you can still work with restrictions. Remember, on your weekly UB claim form one of the questions is "are you able to work". Well if your on disability and your doctor states your not able to work, then you can't collect UB.
In California, SDI, or state disability insurance, is administered by the Employment Development Dept. So are Unemployment Insurance benefits. It is indeed legal to collect both at the same time. Pregnancy may not be a disability physically, so you're ready, willing and able to work, but it is sure a hindrance to getting hired for a job, especially in this market! I wish you the best with your new baby!
Please note, I cannot (and will not) "double dip" both UI and temporary disability - the law does not allow it.
My question still remains - does the $ comes from the same balance, or are they 2 separate accounts? Anyone know?
Sounds like they increase the balance to which you were entitled by up to 50%, although I think I read NJ pregnancy disability is somewhere between 6-10 weeks.
Quote:
Maximum Benefit Amount
You are entitled to one (1) week of potential benefits for each base week in your base year period during which you worked in covered employment, subject to a maximum of 26 weeks. As of 7-24-09 a base week is a week with earnings of at least $145.
If you have an unemployment insurance claim and become disabled while unemployed during the benefit year (a benefit year is one year minus two days period beginning from the date of the claim.), you may be paid Disability During Unemployment benefits against that claim. In general you will receive the same weekly benefit rate as you were receiving on your unemployment insurance claim. The maximum that you can collect in unemployment insurance and Disability During Unemployment combined is one and one-half times the maximum benefit amount on your claim. If you do not have a current unemployment insurance claim, the filing of a valid Disability During Unemployment claim will start a benefit year for you.
You can collect both UB and disability as long as your disability states you can still work with restrictions. Remember, on your weekly UB claim form one of the questions is "are you able to work". Well if your on disability and your doctor states your not able to work, then you can't collect UB.
Far from a rightwinger - but this is way too much of an entitlement mentality for me. I had no idea pregnancy was considered a disability. Wouldn't fly here in Wisconsin, I can tell you that.
Is it SSDI you are thinking of applying for, or does NJ have a state program for this?
Actually years ago when I went on the 6 weeks pregnancy leave it WAS a disability.
I received Disability Checks for the 6 weeks .
My understanding is that pregnancy is considered temporary disability and that person can be treated no differently than the employee who suffers a heart attack and must take 4 weeks off to recover from a heart attack.
Actually years ago when I went on the 6 weeks pregnancy leave it WAS a disability.
I received Disability Checks for the 6 weeks .
My understanding is that pregnancy is considered temporary disability and that person can be treated no differently than the employee who suffers a heart attack and must take 4 weeks off to recover from a heart attack.
To my knowledge, Wisconsin has no state disability programs other than workmen's comp. Other than what might be provided by an employer, if one is sick or injured, one is on their own and without income if one can't qualify for SSDI which takes a long time. This is a real revelation to me - that one can actually obtain state benefits for illness, pregancy, whatever. Who knew? And here I thought Wisconsin was a progressive state.
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