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This may have been discussed before. If it has, I apologize. I missed it the first time around and if there is an existing thread that has gone dormant can someone please provide a link.
Question: when the Obamacare mandate to buy insurance or pay a fine becomes law in 2014 how will you handle the situation? Will you comply and buy an essentially worthless policy with high monthly premiums that is full of high deductibles and co-pays with the likelihood that when a serious illness comes around the ins. co. will just deny your claim anyway? Will you just bite the bullet and pay the $500 fine each year to avoid having to shell out roughly $8,000/10,000 a year in premiums? Will you just leave the country altogether? Will you hide? What are your plans for dealing with this very sticky situation?
Will you just bite the bullet and pay the $500 fine each year to avoid having to shell out roughly $8,000/10,000 a year in premiums?
You forgot one option, this fine what ever the amount is will be taken from you tax refund. You can adjust your withholding so you don't get a refund which is what you should be doing anyway. If there is no refund there is nothing to collect the fine from.
Speaking at the National Press Club on Monday, Shulman downplayed the IRS’s role in enforcing the recent overhaul of the health insurance industry by claiming the agency would not aggressively target individuals who don’t purchase coverage. He noted that the health-care bill expressly forbids the agency from freezing bank accounts, seizing assets or pursuing criminal charges, but when pressed said the IRS would most likely use tax refund offsets to penalize those that don’t comply with the mandate. The IRS uses refund offsets to collect from individuals that owe the federal government a delinquent debt.
Realistically the mandate is unenforceable however since the mandate that insurance companies provide insurance to everyone is.......... Sayanora private insurance companies.
I already have health insurance, so I'm not worried at all.
Private? Do you think your private health insurance company will eat the costs, raise rates or no longer offer insurance with the scenario I outlined above?
Fire Obama and Democrats to get in a Repuiblican President and a Republican Congress and Senate to repeal it.
The Supreme Court should also strike this down.
I already have health insurance, so I'm not worried at all.
Costs are already going a lot higher and all the government employee hand out insurance plans are going to start to come out of the employee's pockets, so those with are feeling the pinch.
My rates have only gone up marginally over the past few years also. I have insurance through my employer. If I did not, I would buy insurance if someone would sell it to me. I'm not the type of person to go uninsured.
My rates have only gone up marginally over the past few years also. I have insurance through my employer. If I did not, I would buy insurance if someone would sell it to me. I'm not the type of person to go uninsured.
That's good. Going without insurance is a recipe for financial ruin. The new state based exchanges will really help small employers, the self-employed, and those looking on their own for insurance.
This may have been discussed before. If it has, I apologize. I missed it the first time around and if there is an existing thread that has gone dormant can someone please provide a link.
Question: when the Obamacare mandate to buy insurance or pay a fine becomes law in 2014 how will you handle the situation? Will you comply and buy an essentially worthless policy with high monthly premiums that is full of high deductibles and co-pays with the likelihood that when a serious illness comes around the ins. co. will just deny your claim anyway? Will you just bite the bullet and pay the $500 fine each year to avoid having to shell out roughly $8,000/10,000 a year in premiums? Will you just leave the country altogether? Will you hide? What are your plans for dealing with this very sticky situation?
The mandate will be dropped, so stop the worrying or is that fear mongering. That said, I do not care if others take advantage of an affordable program or not, just so long as hospitals do not treat them and pass the costs on to the rest of us. No coverage, no treatment, reeeeeal simple.
Casper
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No coverage, no treatment, reeeeeal simple.
