Living on $40k to $50k and commuting from NJ (New York: rent, student loans)
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I was very shocked to see what the real salaries were when I started applying for jobs in NYC.
The job that I will eventually get will be in the $40k to $50k range (that's with a Masters). I will be commuting from NJ for a while until I am settled into my job and want to eventually move into the city (because I know I will learn hate the commute).
My questions are:
1. Is this livable?
2. Will I be able to save any money for my future?
3. And with this salary will I be able to live with rents over $1000 and have a social life?
Also, if you work in the city and live in NJ, do you pay just city taxes or do you pay city and NY state taxes? I'm worried about how much is going to be taken out of my check.
Take Washington Heights for example, you get big rooms for a relatively cheap price, and the amenities are also relatively cheaper than the more chic areas
I am from NJ so I can relate to you.
With Wash Hi you can save money and get a big room, instead of not saving money and living in a closet everywhere else
Wash Hi is also close to the GWB, so you can hop on a bus and go visit mom and pop in Parsippany
the area south of the Columbia Presbyterian is expecially nice, and lots of people in your position are slowly realizing this, and moving there
You ask if it's livable. There are eight million people living in New York City, so it must be possible to live here, even if you aren't a millionaire!
I lived in NJ for a year immediately after grad school just to save cash..
But my salary was way more than that. Still...
I was spending about $300 for the monthly pass since I lived in Central NJ. But my rent was dirt cheap..$700 for a 1 bedroom in a family home. So yes you can live more fabolously and afford to spend more on digs at Bloomingdales and Macy's
I lived in NJ for a year immediately after grad school just to save cash..
But my salary was way more than that. Still...
I was spending about $300 for the monthly pass since I lived in Central NJ. But my rent was dirt cheap..$700 for a 1 bedroom in a family home. So yes you can live more fabolously and afford to spend more on digs at Bloomingdales and Macy's
I think you're going to need to move to a borough or get a roomate. You can proabably find a studio for less than $1000 in brooklyn or queens. You can find a 1 bedroom for around that price on Staten Island. You can also look to live in Westchester, but the commute will cost more.
If you have no debt, student loans or ccs you, should should be able to save about $300- $400 a month, which is not too bad. Of course that depends also on how much you spend on benefits from your job. As far as a social life, you can always find cheap or even free things to do in NYC
Take Washington Heights for example, you get big rooms for a relatively cheap price, and the amenities are also relatively cheaper than the more chic areas
I am from NJ so I can relate to you.
With Wash Hi you can save money and get a big room, instead of not saving money and living in a closet everywhere else
Wash Hi is also close to the GWB, so you can hop on a bus and go visit mom and pop in Parsippany
the area south of the Columbia Presbyterian is expecially nice, and lots of people in your position are slowly realizing this, and moving there
Yeah...Washington Heights is a great place. Ahh yes the Dominican ghetto.
Yeah...Washington Heights is a great place. Ahh yes the Dominican ghetto.
When are you leaving your "Dominican ghetto," anyways? In a way I feel bad for you (and I'm not trying to be an ********, really) because I think living in a similar neighborhood to that has made you have some of the negative beliefs you have toward certain groups. You need to move somewhere nice as soon as you graduate school!
When are you leaving your "Dominican ghetto," anyways? In a way I feel bad for you (and I'm not trying to be an ********, really) because I think living in a similar neighborhood to that has made you have some of the negative beliefs you have toward certain groups. You need to move somewhere nice as soon as you graduate school!
When I can. Meanwhile I have to make due with what I've got. Nobody who has an option should move to Washington Heights. There are nice areas but the overall neighborhood is really no different than the Bronx. I was on 185th and Audobon and for a second I tought I was 184th and Grand. If one must move to the Heights, they should move to the neighborhoods west of Broadway. But I've learned alot from my experiences and I wouldn't trade them for nothing.
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