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You'll need to save for years to buy in NYC, especially if you have college loans and owning comes with a ton of unexpected expenses anyway.
I second living alone, especially if you have a 1 bedroom apartment. You don't want to share that with some stranger. Who knows how that turns out? Save your sanity! Personally, I feel like if you could swing it living alone is always the better choice. The roommate thing after college gets old really quickly. If you want to have a serious relationship, that's something you want to think about too. Hell, even if you want to date around you have to think about that stuff. It's awkward to bring someone home when you have to share a 1 bedroom with someone else. Plus, long-term boyfriends/girlfriends could potentially contribute to the rent if you decide to live together.
You have an amazing landlord, and I hope you appreciate it. Look, you're undeniably lucky with your housing (although the classic rule used to be 1/4, not 1/3). On the other hand, it sounds as if you had no relationship with your roommate. I think that when you're so young, a good roommate can add to your experience, broadening your life, assuming that you take the time to check out the roommate beforehand.
Since your landlord is so nice, ask if you can start off alone with the reduced rent, and then you can take your time, look around, see if you meet anyone compatible through your job, run a very stringent ad on Craigslist - and if you get lucky, then go back to roommating.
Living alone is what people want- it's a luxury and you can afford it and you like the place. Do it.
A roommate can help with the social life if you are in a new city but you likely have a social network already from school.
um he can afford it
1.) Pay off your debt 1st ASAP
2.) Plan your retirement
3. Save up for grad school
Top three things you should focus on first 2-3 years. You can afford to live alone, but IMO anything to reduce your expenses is in your best interest. Heck I went back home after college and leeched off family members. Huge difference endgame. For example:
Option A- Make 60K save it, give 10% to charity, help out mom with a bill or 2
Option B- Live paycheck to paycheck and take out massive loans for grad school
Congrats on getting a job. Many recent college grads don't.
Moreover no realtor will be willng to let you own anything yet. Too young.
A roommate/friend can be a nice living arrangement. Lonesomeness is a pain in the ass and thus there is a price to be paid living alone.
BUT a bad roommate is really a Satanic curse.
I have had both.
(A life partner is, of course, wonderful.)
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