What's the best option when applying for a mortgage?

[jb124]

Originally Posted by banker0679

credit unions generally use mortgage companies. they dont fund the loans themselves, and this is why most of them get sold off.

it doesnt matter who you get the mortgage with....it can be sold at any point or time. You will see this disclosure at closing.

Ok I must have a rare credit union then.

[renriq02]

if you have great credit and put a lot of money down....they will less likely sell your loan.
You can probably see them checking on you with the 'soft inquiries' to see if you have maxed out on your credit cards or taking out new tradelines.

Originally Posted by jb124

Ok I must have a rare credit union then.