Quote:
Originally Posted by LifeInLI
1) Any number of points CAN affect your insurance rates, but it depends on the carrier. The only thing overall point score determines is if you get your license suspended.
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Are you talking about insurers illegally raising rates? Otherwise I disagree with your statement that any number of points can affect your rates, what are you basing that statement on?
The law says that insurers cannot raise your auto insurance premiums for a conviction of traffic code violations unless the violation(s) fits certain criteria, and occurred within a certain period.
I linked to NY Insurance Law section 2335 above, here's a discussion of that statute (which includes text of the statute also)
Speeding tickets and insurance - Albany Lawyer
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