I'm an environmental professional who train, inspect, design, and oversee asbestos projects on a day by day basis. I'm not going to spend time going over what is asbestos, health effects, proper removal, etc. etc. However, I will tell you that depending on the state you live in, you, as the homeowner can remove the material without any training requirements. Please be aware that there are no federal regulations that require homeonwers to identified if a material in the house is asbestos or not. However, if you are concern about exposure to you and your family, then I recommend the following:
1. either remove all your belongings or cover them with drop cloth;
2. minimize the spread of dust/fibers by containing the area from the rest of the house;
3. put on desposable coveralls and a respirator (P100) at a minimum;
4. with the use of a garden sprayer, use amended water (water with soup) to spray the ceiling;
5. with a scraper, scrape the material and place into a bag, once in the bag spray again, then tape the bag up.
6. if possible, use a vacuum with a HEPA filter as well.
7. make sure to collect, wipe, and vacuum all the debris from the drop cloth prior to removal
8. fold the drop cloth inward, then place in a bag.
9. mist and vacuum your coverall and place in the same bag as well.
Now the question about disposal.
IF, and only if, you tested the material and is identified to be asbestos containing material (greather than 1% asbestos), then you are bound to the same disposal regulations as any asbestos contractor and all your waste will have to go to an EPA apporved landfill. However, if no testing has been performed, and you don't know if it is asbestos or not, then it can be disposed of as solid waste. Unfortunately, this is one of those areas people are confused, and even professionals in the business think that even if you know is asbestos, that you can just dump it anywhere or bury it in your backyard.
For Landlords, the information above does not apply to you or any contractor you hire to perform any type of renovation in your rental properties.
For Contractors, you are all required to follow OSHA 29 CFR 1926.1101 (asbestos) regulation on any commercial and/or residential project you perform. Now this regulation only applies for worker protection not the protection of the general public; however, if it is determine that you are exposing anyone (workers and public), then you can be cited by either your locality, state or federal government, as well as increasing your liability for lawsuits. Please know that any commercial project you work on, you and/or the building owner is required under the EPA 40 CFR Part 61 to identified all suspect and/or presumed asbestos containing materials that will be impacted during renovation and/or demolition, and proper abatement shall be performed (with the exception of some materials).
So where am I going with this - if you are a homeowner (not a landlord) and you reside in that home, then it is best not to test the material, but still follow some type of safety procedures when disturbing them. Otherwise, you will be required to properly dispose of it, costing you between $50-200/cubic yard, maybe more, depending where you are and how far it has to be shipped.
FYI - asbestos has only been legally banned from fireproofing and thermal system insulation. It is still being used in a large number of products in the United States.
"ASBESTOS BAN & PHASEOUT RULE
In 1989 EPA published the Asbestos: Manufacture, Importation, Processing, and Distribution in Commerce Prohibitions; Final Rule (40 CFR Part 763, Subpart I). The rule would have eventually banned about 94 percent of the asbestos used in the U.S. (based on 1985 estimates). However, in 1991, the U.S. Court of Appeals, Fifth Circuit, vacated and remanded the majority of the rule. Currently, the manufacture, importation, processing and distribution of most asbestos-containing products is still legal." from the EPA website, see link for more information
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