Lack of NJ individual health insurance? (plan, coverage, Kaiser, Cigna)

[Sofadullah]

I need to buy individual health insurance in NJ and it seems there are only three or so companies offering coverage. I tried plugging in my information for different states and get many more options. I am turning 26 and healthy. Why is there so little in NJ?

[Ariadne22]

If you have no immediate need, can you wait until January for coverage? Sign up in October for Obamacare through the exchanges. Figure your cost, here:

Subsidy Calculator | The Henry J. Kaiser Family Foundation

Otherwise, call an insurance broker. There must some low-cost, catastrophic coverage that would get you through until January.

[golfgal]

I did a quick search and found this Individual Health Coverage Program Rates ...lists 9 carriers

[Sofadullah]

Maybe I am doing it wrong but when I go to these actual websites they say that they do not offer coverage in NJ. The only two I really see are horizon and amerihealth.

[reed303]

Try these links for Oxford or Aetna.

https://www.oxhp.com/Member/material...nd_Member.html

New Jersey Health Insurance Plan Choices

cigna = no NJ