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Old 06-25-2009, 12:29 PM
 
Location: Chicago
38,707 posts, read 103,185,348 times
Reputation: 29983

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I've lived in Wisconsin with Illinois plates. I've lived in Illinois and Pennsylvania with Wisconsin plates. The insurance company doesn't care where the car is registered. They just want to know that it is registered. If it is, and if you're honest with them about where you actually live and do most of your driving, that's all they want to know.
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Old 06-25-2009, 12:55 PM
 
226 posts, read 979,729 times
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Quote:
Originally Posted by Drover View Post
I've lived in Wisconsin with Illinois plates. I've lived in Illinois and Pennsylvania with Wisconsin plates. The insurance company doesn't care where the car is registered. They just want to know that it is registered. If it is, and if you're honest with them about where you actually live and do most of your driving, that's all they want to know.
yeah but telling your insurance company where you've relocated should lower (or increase) your rates. In MD, I was paying $170 a month for a premium. Since I read an article that IL has lower car insurace rates (this is the Mid-West after all), I called up my insurance company to tell them where I had moved, so now my insurance rate is $20 less ($150 a month) for the same premium.
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Old 06-25-2009, 12:55 PM
 
Location: Nort Seid
5,288 posts, read 8,879,802 times
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Insurance rates for a Chicago resident are crazy-expensive compared to someone in a rural area where car theft and fender-benders are more rare.

So yes, if you are honest about where you're doing the driving and where you live you're fine, but I'd wager there are loads and loads of Big 10 graduates who still have the car registered at mommy and daddy's house.
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Old 06-25-2009, 02:09 PM
 
226 posts, read 979,729 times
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no I have my car registered here in Chicago. Illinois is not expensive when it comes to car insurance from my experience so take my word for it. AOL wrote an article about 10 or 20 states with least expensive car insurance. IL was in it. I guess it depends what your zip code is, but Chicago's most expensive zip code is still only the Gold Coast (read an article about this as well).
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Old 06-25-2009, 02:15 PM
 
Location: Wheaton, Illinois
10,261 posts, read 21,753,123 times
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My car insurance was a liitle higher in Lexington Kentucky than here in Chicago. Drive around Kentucky for a couple of days and you'll understand why.
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Old 06-25-2009, 03:02 PM
 
Location: Nort Seid
5,288 posts, read 8,879,802 times
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Quote:
Originally Posted by movingsomewhere View Post
no I have my car registered here in Chicago. Illinois is not expensive when it comes to car insurance from my experience so take my word for it. AOL wrote an article about 10 or 20 states with least expensive car insurance. IL was in it. I guess it depends what your zip code is, but Chicago's most expensive zip code is still only the Gold Coast (read an article about this as well).
Chicago and Illinois aren't interchangeable, I know for a fact Chicago's insurance is nuts relative to the rest of the state as I went to UIUC.
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Old 06-25-2009, 03:16 PM
 
Location: Logan Square
1,912 posts, read 5,445,564 times
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As much as I hate to agree with the OP, it has been my personal experience that compared to other metropolitan areas Chicago's auto insurance rates are fair. Before this I was insured in Ft Lauderdale and before that Miami and New Orleans and my insurance here is cheaper than the other cities. At least part of it though has to do with estimated miles per year and since I drive much less in the city per year than in areas with lots of sprawl I ended up saving about $15 a month.

I am sure Chicago is much more expensive than rural or suburban Illinois, though.
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Old 06-25-2009, 03:30 PM
 
Location: Chicago
38,707 posts, read 103,185,348 times
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Quote:
Originally Posted by Chi-town Native View Post
Chicago and Illinois aren't interchangeable, I know for a fact Chicago's insurance is nuts relative to the rest of the state as I went to UIUC.
And it's also quite affordable compared to most east coast cities. I think that has more to do with the regulatory environment they have to operate in out there than the actual risk. It cost me more to insure one car in Pittsburgh than it did to insure two here, and Pittsburgh is no crime-ridden hell-hole nor is traffic particularly crazy there. I actually had two cars right before I moved there; I had to get rid of one of them simply because I couldn't afford to insure both. And Pittsburgh is one of the "east coast" cities where insurance is actually kind of cheap. In Philly it would have cost me twice as much.
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Old 06-25-2009, 06:38 PM
 
Location: Nort Seid
5,288 posts, read 8,879,802 times
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all good on all the above, my driving/car knowledge is limited to good old Illinoise.
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Old 06-27-2009, 01:30 AM
 
Location: Cleveland, OH USA / formerly Chicago for 20 years
4,069 posts, read 7,317,864 times
Reputation: 3062
Quote:
Originally Posted by Chi-town Native View Post
again, City stickers are not for permission to park- they are for permission for City residents to operate a specific motor vehicle.
Basically, it's an annual tax you must pay to the city of Chicago if you own and operate a motor vehicle that is registered to a Chicago address. And the sticker placed on your windshield is your "proof" that you're paid up for the year.
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