Welcome to City-Data.com Forum!
U.S. CitiesCity-Data Forum Index
Go Back   City-Data Forum > General Forums > Automotive > Car Insurance
 [Register]
Please register to participate in our discussions with 2 million other members - it's free and quick! Some forums can only be seen by registered members. After you create your account, you'll be able to customize options and access all our 15,000 new posts/day with fewer ads.
View detailed profile (Advanced) or search
site with Google Custom Search

Search Forums  (Advanced)
Reply Start New Thread
 
Old 12-10-2012, 08:46 PM
 
Location: Mishawaka, Indiana
7,010 posts, read 11,976,447 times
Reputation: 5813

Advertisements

Quote:
Originally Posted by artemis View Post
If you have 2 speeding tickets already, be careful with that "snapshot". Also, a Z28 is expensive to insure, especially at your age & 2 moving violations. Do you qualify for any discounts?
The snapshot device cannot raise your rates, even if you drive like a maniac, I've asked about this. It may be a Z28, but it's an old car, 11 years old now.

Rates are high because I'm a single male under 25 and have two moving violations, one of them was complete bull anyways. Was going 70MPH on the interstate through a city where the speed limit dropped to 55, but traffic was moving at 70MPH...I wasn't going to be the only slow guy going 55 and stall up traffic, cop didn't care though.

I have signed up for the paperless discount which I think is $50 per 6 month increment, I believe that is all I have, my deducitble is also set at $500.
Reply With Quote Quick reply to this message

 
Old 12-11-2012, 05:13 AM
 
2,888 posts, read 6,742,391 times
Reputation: 2147
The snapshot can lower your rates. But, you are being very closely monitored. Jackrabbit starts, quick stops, etc.
Reply With Quote Quick reply to this message
 
Old 12-11-2012, 06:48 AM
 
Location: Huntersville/Charlotte, NC and Washington, DC
26,699 posts, read 41,742,544 times
Reputation: 41381
$105 a month for a 2008 Accord V6 in Virginia with USAA for state minimum liability coverage and uninsured motorist coverage, comprehensive and collison coverage at a $300 deductible for each. 24 year old single male with one expired ticket on his record.
Reply With Quote Quick reply to this message
 
Old 12-11-2012, 08:13 AM
 
Location: Mishawaka, Indiana
7,010 posts, read 11,976,447 times
Reputation: 5813
Quote:
Originally Posted by artemis View Post
The snapshot can lower your rates. But, you are being very closely monitored. Jackrabbit starts, quick stops, etc.
Yes I know this, which is why I have been driving like a a grandfather.
Reply With Quote Quick reply to this message
 
Old 12-11-2012, 05:21 PM
 
2,888 posts, read 6,742,391 times
Reputation: 2147
Age of the car is only one aspect when it comes to "rating" cars. The type of car has a lot to do with it, the ISO symbol will effect your physical damage rates. Your annual mileage is considered in some companies, they type of commute, etc.

You'd get cheaper rates with an eleven year old Corolla, but it wouldn't be as fun to drive. :-)
Reply With Quote Quick reply to this message
 
Old 12-11-2012, 05:30 PM
 
Location: Mishawaka, Indiana
7,010 posts, read 11,976,447 times
Reputation: 5813
Quote:
Originally Posted by artemis View Post
Age of the car is only one aspect when it comes to "rating" cars. The type of car has a lot to do with it, the ISO symbol will effect your physical damage rates. Your annual mileage is considered in some companies, they type of commute, etc.

You'd get cheaper rates with an eleven year old Corolla, but it wouldn't be as fun to drive. :-)
What is the ISO symbol?
Reply With Quote Quick reply to this message
 
Old 12-12-2012, 04:32 AM
 
9,007 posts, read 13,839,675 times
Reputation: 9658
6,120 per year,clean driving record,no tickets,comprehensive and gap coverage,500 deductible.
Leased 2013 Nissan Pathfinder,2007 kia rondo.
Reply With Quote Quick reply to this message
 
Old 12-12-2012, 10:22 AM
 
Location: Mishawaka, Indiana
7,010 posts, read 11,976,447 times
Reputation: 5813
Quote:
Originally Posted by jerseygal4u View Post
6,120 per year,clean driving record,no tickets,comprehensive and gap coverage,500 deductible.
Leased 2013 Nissan Pathfinder,2007 kia rondo.
Am I reading that right? You pay over $6,000 a year!?!?
Reply With Quote Quick reply to this message
 
Old 12-12-2012, 10:37 AM
C8N
 
1,119 posts, read 3,227,485 times
Reputation: 778
Quote:
Originally Posted by ColdAilment View Post
Am I reading that right? You pay over $6,000 a year!?!?
Could be... I used to pay $3400 a year on a 2011 Honda Oddy when I was in Queens NY.
But then again, I had 1 accident where I was at fault.
Reply With Quote Quick reply to this message
 
Old 12-12-2012, 10:50 AM
 
Location: Grosse Ile Michigan
30,708 posts, read 79,810,729 times
Reputation: 39453
We pay over $8000 a year for insurance, but that includes the house and a boat, five cars, six drivers (4 under 25) One of the cars is a Z-28. The insurnace on it is not very high. It is one of hte lowest. Because it has back seats, it is classified as a subcompact. Same as a Malibu I think. It is when you do not have back seats that your insurance rates take a big jump. That is why cars like Mustangs and Camaros have stupid worthelss back seats. They certianly are nto for sitting in.
Reply With Quote Quick reply to this message
Please register to post and access all features of our very popular forum. It is free and quick. Over $68,000 in prizes has already been given out to active posters on our forum. Additional giveaways are planned.

Detailed information about all U.S. cities, counties, and zip codes on our site: City-data.com.


Reply
Please update this thread with any new information or opinions. This open thread is still read by thousands of people, so we encourage all additional points of view.

Quick Reply
Message:


Over $104,000 in prizes was already given out to active posters on our forum and additional giveaways are planned!

Go Back   City-Data Forum > General Forums > Automotive > Car Insurance
Similar Threads

All times are GMT -6.

© 2005-2024, Advameg, Inc. · Please obey Forum Rules · Terms of Use and Privacy Policy · Bug Bounty

City-Data.com - Contact Us - Archive 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29, 30, 31, 32, 33, 34, 35, 36, 37 - Top