example
Wisconsinites don't need to have ins. ans in MN we do.
What happens if someone from wi who doesn't have ins should hit you?
Where the accident happens is of no consequence nor is the state your LIs is issued.
Where is the money going to come from and is there going to be enough to cover the loss.
An automobile insurance policy covers several types of claims arising from accidents with cars. Some
coverages are required by state law and some are optional.
Liability protects your assets when you are legally liable for an accident. The insurance pays, on your
behalf, for injuries to people and damage to their car. This coverage is mandatory.
No Fault (also known as Personal Injury Protection or PIP) provides medical and wage loss benefits for
you and your family. Fault doesn’t matter. This coverage is mandatory.
Collision and Comprehensive cover damages to your car. Collision applies if you are in an accident with
another car or object. Comprehensive covers losses that are not collisions, such as theft or hail, and also
accidents involving deer. These coverages are optional.
Uninsured and Underinsured pay your medical expenses after No Fault is exhausted when the other driver
is legally liable but either does not have insurance or does not have enough money or ins coverage.
Quote:
Originally Posted by cc0789
Sorry, I'm reluctant to give advice on a state I'm not licensed in, and I'm only licensed in traditional tort states. Maybe someone from a no fault state will weigh in.
I am confused on why you would need Uninsured/Underinsured coverage in a no fault state, you need to ask about that.
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