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See, these days you'll come across a number of consolidation companies online. Most of these companies will offer free counseling, but not all of them will be able to do a successful financial analysis for you. In order to choose the right debt consolidation service, you'll need to judge the company in terms of their credibility as a law firm apart from the fees that they charge.
Student loan consolidation and debt consolidation are two different things. Sounds like the OP only wants to consolidate student loans and there are very few companies that offer it now.
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