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Hello, I am looking for a place To retire to. i have asked same questions in different forums about different cities. I would be grateful is someone explained to me the ins and out of utilities costs and taxes. I see that there are plenty of homes in the city (outside also) for under 80,000. The photos seem to be ok. Does anyone think i would need much work done on em. Also what is the combined tax rate for homes in this price range. For example what would my yearly taxes be and homeowners insurance on home $75,000(i under 65 yrs of age).Also I heard utility prices high ,is that true? I coming from new york city where we get more snow and utilities higher i think than pa.What can i expect my monthly electricity bill to be low and high and gas bill(heating) on the type of homes common in this area.I would appreciate any help you can give. Coffee will be on me(or beer).