Awaiting Underwriting Decision: Recent College Grad + Short Full-Time Work History (credit, lender) - Mortgages -Lenders, loans, financing, rates, foreclosures, short-sales, brokers, credit score, deed, lien, refinancing, borrowers - Page 2 - City-Data Forum

round4 · 09-23-2011, 10:04 AM

Quote:

Originally Posted by lovesMountains

I hate underwriters these days - the nitpicking they do will drive most applicants nuts by the time the loan closes

You hang in there!

Going thru the same thing, I had one more condition on Monday, It's now Friday and we were supposed to hear yesterday, soooo Maybe today is the day.

Good Luck!

lovesMountains · 09-23-2011, 10:20 AM

Quote:

Originally Posted by round4

Going thru the same thing, I had one more condition on Monday, It's now Friday and we were supposed to hear yesterday, soooo Maybe today is the day.

Good Luck!

Typical, so typical.

I swear, underwriters are going to cause somebody to go postal eventually, mark my words.

Hope the misery ends for you soon!

DomRep · 09-23-2011, 10:34 AM

I have a loan in process with Bank of America. I was suppose to close on the 15th, and now we're shooting for the 29th, two weeks after my supposed closing date. I even gave them the full 45 days. It's ridiculous, on one hand, its good that the underwriter is looking into everything (to the point where it's annoying), but at the same time....aren't the 45 days suppose to be enough for them? Days before my original closing date, they were asking me for my W-2s, and I'm like "I gave you this info a month ago."

But OP, you sound like a good loan candidate...I wouldn't be too worried.

ArunSenior04 · 09-23-2011, 01:20 PM

Yea, it's a little annoying. Waiting another week isn't too bad, it's just kind of frustrating that one document is causing the delay.

round4 · 09-23-2011, 01:30 PM

Quote:

Originally Posted by lovesMountains

Typical, so typical.

I swear, underwriters are going to cause somebody to go postal eventually, mark my words.

Hope the misery ends for you soon!

Yep, I could see that... and OP, it's been one more paper for me for 3 weeks!!!

Maybe this afternoon and quite possibly Monday!!!

Dreams2Plans · 09-26-2011, 04:58 AM

Quote:

Originally Posted by DomRep

...Days before my original closing date, they were asking me for my W-2s, and I'm like "I gave you this info a month ago."

the same thing happened to me! Like they didn't even do anything until 2 days before the closing date!

(all with me calling and checking in)

Ended up being almost a month after the proposed closing date!

round4 · 09-26-2011, 07:25 AM

Here we are Monday!!! Maybe today is the day we weill all get some GOOD news...

ArunSenior04 · 09-26-2011, 05:22 PM

Small update.

Still waiting on the document to be furnished to my lender. They promised it by COB today, so I will find out tomorrow if they received it. My new close date is this Wednesday. :/

round4 · 09-27-2011, 09:15 AM

Quote:

Originally Posted by ArunSenior04

Small update.

Still waiting on the document to be furnished to my lender. They promised it by COB today, so I will find out tomorrow if they received it. My new close date is this Wednesday. :/

Good luck!! I'm still waiting as well....

no close date set tho..

ArunSenior04 · 09-27-2011, 10:28 AM

Spoke to my lender today. They have received the final document. Now....waiting on underwriting....