[localinsight]

Hi everyone
My offer on a 1 bedroom condo was accepted. Couldn't
Compete w/cash buyers or bidding wars.
It's homepath so the process was pretty inefficient.
In inspection done next tues.

I currently have geico auto insurance. They raised the rates
After the first 6 months for no reason (I called). They quoted me
Similar for NLV so I think it will be the same in this condo.

The zip is 89117

Common wisdom is to bundle insurances. I have auto (bought
Geico for me mechanical breakdown ins I. Lieu of extended
Factory warranty)..
I will have "walls In" for the condo.
I have AARP Medicare supplement.
Supplement is administered by united healthcare so don't
Think can bundle there.

Anyone think I should just call a broker for estimates.
It would reduce # of calls & I could be missing something.

Thanks.

[Caltovegas]

Yes call a independent agent and shop your coverage. As you just brought a property don't forget to update your Estate plan.

[ft_chief]

I use GEICO for my auto insurance. GEICO is also the agent for my home insurance which is Travelers. I have experienced that bundling insurance coverage is the cheapest for me. You really need to shop around as rates are dependent on each person's circumstances.

[MollieW]

Found AAA is the cheapest for us. You can get rates on-ling for most companies.

[mricu]

Just my 2 cents:

Did you perchase the unit in hopes of renting it out, or is it for personal use?

If it's going to be rented out, I suggest keeping everything for that property separate from your own personal accounts in case of litigation and lawsuits in the future (you can never be too careful).

If it's for personal use, shop around. For me personally I found using two separatete companies for my auto and home insurance offered me the best deals. Each company offers a "bundled" deal, but the bundled prices were still 15% more than when I mixed and matched.

Good luck and congrats! It's very tough getting property in Vegas if your not a all-cash buyer so good for you.

[SportyandMisty]

Give AMICA a call as well. We selected them in part because of the end-customer satisfaction survey results conducted by & published by Consumer Reports magazine several years ago. We have not been disappointed.

[localinsight]

Thanks for the replies. I am purchasing to
Live in. Don't know if it was harder on him
Or me.
I will find an agent online, if anyone has
A personal favorite you can DM me.
Had amica in the past; left due to rate increases,
That was in CA. Many companies really
Don't want to insure here.
Will try them, geico & AARP (Hartford )
Again.
Have heard bundling was so much less,
Thanks for the tip

[Willy702]

Geico gives a very minimal discount for bundling. They are a pure auto insurer with a specific investment model which cannot handle the inherent spikes in claims which come from homeowners policies, so they just have an arrangement with others to provide the homeowners. So chances are you probably can get a better deal from someone else if you are willing to bundle it together.

[Clarkcty]

Congratulations and a nice location, 89117 is very convenient to many retail/dining/pubs/parks/businesses on this side of Clark County and a very easy drive or bus ride to the Strip.

[PinkString]

We have American family for our mortgage and auto. We have been with them for over 14 years.