Credit checks for applicants (degrees, cities, nursing, student loan)
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Why can't YOU understand that their credit reports are none of your business?
Just because they overextend with their credit or whatever has nothing to do with the job you are hiring them to do, especially if it has nothing to do with money.
It's just a way for you to be NOSEY.
By the time an employer runs a credit report on a person, they have already established that the person is capable of doing the work. If you refer to the Forbes article previously posted, you will see that employers do not use the information to determine whether the candidate can do the job but whether the candidate will be a good employee. It's not about being nosey. Employers don't add on additional expenses for no reason.
Yeah, we all know that many people get turned down for civil service positions (no matter how lowly) for having bad credit.
This is true, they do not have access to the scores, only the info. As NJ said and I am suprised no one including myself brought this up, that the decision to hire has been made by the time the report is pulled. At that point, it is just another way to verify character, rarely does the credit report keep a person from getting the job, unless good credit is required to perform that job.
The call center for my company has to run credit checks on a group of reps yearly, due to the contract requirements of a company we work with. Anyone who works with them, for them and has access to their information has to have a clean background and credit report.
Why can't YOU understand that their credit reports are none of your business?
Just because they overextend with their credit or whatever has nothing to do with the job you are hiring them to do, especially if it has nothing to do with money.
It's just a way for you to be NOSEY.
Not at all! It has to do with character. Also as I have already said, the job's I have hired people for involved handling my money and merchandise. Also they had access to customers information including SSN and DL numbers. We ran credit checks on customers and signed them to contracts. If I did not do the best i could and one of may employees took advantage of a customer or stole their identity I would have been even more liable.
I ask you this, how many people have you hired and managed in your own business? What personal experience as an employer do you base this on?
Why can't YOU understand that their credit reports are none of your business?
Just because they overextend with their credit or whatever has nothing to do with the job you are hiring them to do, especially if it has nothing to do with money.
It's just a way for you to be NOSEY.
By that reasoning, employers should not be able to look at criminal history as well. A criminal conviction has nothing to do with job qualifications. It only is a personal character identifier and character and responsibility doesn’t seem to be a valid employment consideration according to your statements.
Please explain what personal issues, credit, criminal, residential history, social media, motor vehicle records, character references, personal references, academic studies unrelated to the position, employment unrelated to position, cloths you wear, sound of your voice, what????, is and isn’t acceptable? Your statements on real-world employment credit checking is a bit immature and naive in my book so to have your comments mean anything, a explaination is needed.
By that reasoning, employers should not be able to look at criminal history as well. A criminal conviction has nothing to do with job qualifications. It only is a personal character identifier and character and responsibility doesn’t seem to be a valid employment consideration according to your statements.
I understand what you're getting at, but sometime credit histories are decimated by forces outside of one's control (ie.. A nasty divorce, identity theft, medical issues, unfortunate life events, ect...)
Having bad credit is a far cry from making the choice to drive high on dope or alcohol, knocking over the local AM/PM market, or raping someone. Now, if the employer gave everyone the opportunity to explain the reason for their credit, I would say that's okay, but we know this is not the reality of it.
By that reasoning, employers should not be able to look at criminal history as well. A criminal conviction has nothing to do with job qualifications.
Nope. It doesn't.
It's only within the last four years companies are asking for credit checks, paystubs, W2s, tax returns, facebook passwords and all types of other invasive madness, because people are DESPERATE.
Then they have folks like YOU coming up in here defending it like lapdog puppies as though somehow your employer will know how what a great 'suck up' you are. You mistakenly believe that they'll really keep people like you on and treat you with "respect" and "loyalty", because you gave up the "goodies" so fast without even a quibble.
They laugh at you behind your back, because they didn't even have to buy you a Happy Meal or a bag of fries for them to get you to give all of your info to them. All they gave you was a "promise" that you may or may not get hired, but first you gotta not only blow them off, but their friends too and you happily oblige, because that's how "business" works.
Make sure those kneepads have comfortable cushion inside of them.
Not at all! It has to do with character. Also as I have already said, the job's I have hired people for involved handling my money and merchandise. Also they had access to customers information including SSN and DL numbers. We ran credit checks on customers and signed them to contracts. If I did not do the best i could and one of may employees took advantage of a customer or stole their identity I would have been even more liable.
I ask you this, how many people have you hired and managed in your own business? What personal experience as an employer do you base this on?
You want my credit report honey, then you gotta make it worth MY while.
Why should I give it to you? What are you going to give ME before I allow you into my personal financial business? Are you going to buy me dinner? A nice bracelet? Pay my cellphone bill?
What?? What's in it for ME?
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