01-04-2008, 07:44 AM
1 posts, read
6,019 times
Reputation: 10
Hopefully someone will be able to provide some insight.
01-04-2008, 07:52 AM
Location: Houston-ish, TX
1,099 posts, read
3,740,449 times
Reputation: 399
When you bought the house, your exemptions should have been filed by the title company, and they take about a year to kick in after that. The reason is because we pay taxes in arrears in Indiana, the tax payments are a year behind, so the newly filed exemptions will also be a year behind. Sorry I didn't have better news for you!
01-04-2008, 08:45 AM
Location: Indianapolis
260 posts, read
1,347,506 times
Reputation: 86
Quote:
Originally Posted by
MikiJayne
When you bought the house, your exemptions should have been filed by the title company, and they take about a year to kick in after that. The reason is because we pay taxes in arrears in Indiana, the tax payments are a year behind, so the newly filed exemptions will also be a year behind. Sorry I didn't have better news for you!
"Should have been"....not always. It's slipping my mind right now what the two exemptions are...one is the Homestead Credit but whats the other one??? One usually gets filed at closing, but in my experience I've always had to go to the assesors office or mail something in seperately to get the other one. I would call the assesors office and they should be able to confirm if you have filed for both or what you need to do.
01-04-2008, 09:12 AM
Location: Houston-ish, TX
1,099 posts, read
3,740,449 times
Reputation: 399
Homestead and mortgage are the most typical. There are also exemptions for veterans, old age, blindness, various earth-friendly systems that I can't think of right now too.
01-04-2008, 05:30 PM
Location: Turn Left at Greenland
17,764 posts, read
39,776,138 times
Reputation: 8253
In my county, the title company doesn't file them, I had to do it myself ... depends on the county. Hamilton County title companies file them for you.
01-04-2008, 06:51 PM
Location: Houston-ish, TX
1,099 posts, read
3,740,449 times
Reputation: 399
Domergurl, it depends where the HOUSE is, not where you close. If your title company is in Hendricks county, but the home is in Marion, they should still file for you... notice I keep using the work "Should". The buyer should always double check to be sure it was done.
01-04-2008, 08:59 PM
Location: Indianapolis
260 posts, read
1,347,506 times
Reputation: 86
Quote:
Originally Posted by
MikiJayne
Domergurl, it depends where the HOUSE is, not where you close. If your title company is in Hendricks county, but the home is in Marion, they should still file for you... notice I keep using the work "Should". The buyer should always double check to be sure it was done.
Exactly...I bought and closed on a house in Hamiliton County and they filed one for me and i had to go to the assessor's office and file the other myself. I think the mortgage exemption is the one they typically file for you, the Homstead you may have to take care of yourself. I think it may have to do with the title company, as well as where you close and where the house is??? But bottom line is you need to double check yourself. I'm thinking my first house I ever bought in marion county i had to mail something in AFTER I made my first mortgage payment to file for the homestead.
Domergurl, I'll have to double check, but I think I was allowed mortgage exemptions on all of my rentals, but you can only take the homestead on one...typically your primary residence, but I think you can claim it on whichever gives you the best deduction, so long as you you only file it for one property.
Edit>>>NM I think you were saying the house you "bought" was previously a rental???
01-05-2008, 06:24 AM
Location: Turn Left at Greenland
17,764 posts, read
39,776,138 times
Reputation: 8253
Nope, we asked the title company and they that they DO NOT file the exemptions for the homeowner. I'm talking about Bartholomew County. Right after we closed we checked withe the county and no exemptions were ever filed. I biked down to the county building and did it myself. No biggee .. got some exercise.
09-06-2008, 09:27 PM
1 posts, read
5,245 times
Reputation: 10
Homestead Credit
Most title companies do NOT file for you. They are however required by law to inform you of the credits and have you sign a paper stating that you did recieve information on them....oh!!! and you have until may 11 of each year to get them filed or you are stuck paying the full amount...
09-07-2008, 06:36 AM
Location: Houston-ish, TX
1,099 posts, read
3,740,449 times
Reputation: 399
Well, Gingerpcurry, actually the laws have just changed. Now, you have until December 31 to get those exemptions filed, and yes, the title company will file the Homestead exemption for you. This is as explained to me and my buyers at the past 3 closings I had.
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Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)
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