Houston or Silicon Valley?

[tstone]

Originally Posted by texasdreamin

The earthquake insurance is less than $300 per year, but has a $29k deductible.

It was here:

https://www.city-data.com/forum/san-f...-costs-sf.html

Apparently they mixed HOA with earthquake. Didn't say anything about the deductible. That's a key in keeping your premiums down.

I guess that's closer to $9k/yr. Still, though...

[Cookiekaikai]

Originally Posted by mgs333

thanks for the input everyone.

golfgod: thanks for the info on the prop tax.

as for the weather, i'm sure i won't die from the heat but i'm much more intolerant of heat than almost everyone i've met, i can feel hot when others are complaining it's too cold. i guess i can just go from the office to the air conditioned car to an air conditioned home but it means for most of the hot months, i will not feel like going outside at all.

hmm, i'm currently leaning towards SV, Ca as that's been my dream location for quite some time now.

If SV, ca is the dream location of you life, by all means you should go there. Life is too short to move somewhere you don't enjoy and be miserable all day. I am just the opposite of you; houston was my dream city because I really wanted a big house and save money.

[Texas Mack]

It really does come down to what you value more. Sometimes, you have to pay for it, too.

Sometimes... you get a good bargain.

[mgs333]

thanks to everyone's advice and input. i've decided to go with one of the offers in the silicon valley.

my compliments to everyone on the houston board, if i asked the same question (hou vs sv) on the san jose board, many people would be telling me to go to houston but only because they think it's already too crowded and want housing prices to go down.

[Premont]

I drove through there once. It's pretty out there, but probably too expensive for me. Good luck.