Question about switching health insurance plans and switching to a health insurance different provider (HSA, cancel)
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If I switch health insurance plans with the same provider or switch health insurance providers, do I get any of the money back, that I put in but never used?
If I switch health insurance plans with the same provider or switch health insurance providers, do I get any of the money back, that I put in but never used?
Where did you "put in" the money?
Premiums to keep insurance in force - no, you don't get premiums back, just like auto ins.
FSA (Flexible Spending Account) - use it or lose by the day you quit
HSA (Health Savings Account) - it's all yours just like an IRA
Depends on when you cancel the policy. If you paid premiums for November, for example, and cancel the policy as of November 15th, you would get a partial month premium returned to you, but outside of a partial month, no, you would not get anything back.
NO...of course not! That's how insurance companies make their money...but selling you the insurance, and hoping you never need it!
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