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I'm very confused about recent and not so recent posts where people state that living east of business 17 equals extremely high home insurance rates. To the ones who are saying that the insurance rates are really high - please define "high."
I live in SSB -east of 17 and a little less than about a half mile from the ocean, in a nice and fairly new home - single family, less than 15 years old, two car attached garage, etc. We pay less than $600.00 a year for our insurance and have full replacement in case of damage and it covers about anything anyone could want when buying home insurance coverage.
Are the people who are saying that the rates are so high actually homeowners in an area similar to where I live or are you just guessing that the rates are high?
I really don't understand this at all.....and yes, I'm not including the Wind/Storm/Hail coverage, but in my opinion, that isn't very high, either.
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