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Running a similar analysis on Portfolio Visualizer (https://www.portfoliovisualizer.com/...1Jl4t4zvzENaqO) comparing 67% NTSX + 33% DBMF, vs. 100% VOO, shows that... VOO had 11% CAGR, vs. 8.17% for the NTSX+DBMF mix. But it's true that volatility was much lower, so that the Sharpe Ratio is actually a bit higher. So, to equal plain old VOO - you know, the one with the low fees and low turnover, which are just a silly marketing gimmick, right? - it would be necessary to leverage NTSX + DBMF.
except the goal of a risk parity portfolio is to not match 100% equities but to beat a 60/40
there is no risk parity with 100% equities , it is only stock , complete with the high draw downs and worst years
the reaper has done an amazing job at doing that and that includes higher fees then 60% voo and 40% bnd. i am just afraid of severe down days and the magnification of the drops but we have had some biggies and the reaper still performed admirably but 4 years is still only 4 years time .
don’t forget it uses a lot of really un time tested means of doing what it does
but it shows that at the end of the day portfolio construction and interaction as a whole cohesive portfolio interaction is key and beats lowest fees which are promoted as a huge factor .
in fact the effect of the day we buy or sell is a much larger factor then fees.
reminds me of the boglehead buying a car.
he pounds the dealer for the lowest price, then goes to work on the finance guy and pounds him in to submission….
a few years later mr boglehead is back trading in the car and buying a new one .
in the mean time grandma paid more for the car , paid a bit more in financing but sold the car privately for a lot more .
grandma won.
Last edited by mathjak107; 12-25-2023 at 02:04 AM..
well we will see over time , i have intentions of letting this run long term but i dont know if i will add more then the 50k i committed at this stage.
if i do i will bring down the growth and income model to fund it . its just so unconventional and scary looking.
Last edited by mathjak107; 01-12-2024 at 01:06 PM..
well we will see over time , i have intentions of letting this run long term but i dont know if i will add more then the 50k i committed at this stage.
if i do i will bring down the growth and income model to fund it . its just so unconventional and scary looking.
well, you do have $50k to blow on this. so, that's cool.
i really should not toss $50k at this point (but, I am not going to restate my depressing scenario from the past and where that could have been now had I maintained my previous scenario instead).
if everything gets crashy if I could get bitcoin around $4k and I can figure out how to get a tiny amount of AI Energy I might throw a tiny amount into those in my Roth plus I might just put 20ish percent into the S&P 500 (and never reallocate it) or something like that. That's all I will say about That.
well, you do have $50k to blow on this. so, that's cool.
i really should not toss $50k at this point (but, I am not going to restate my depressing scenario from the past and where that could have been now had I maintained my previous scenario instead).
if everything gets crashy if I could get bitcoin around $4k and I can figure out how to get a tiny amount of AI Energy I might throw a tiny amount into those in my Roth plus I might just put 20ish percent into the S&P 500 (and never reallocate it) or something like that. That's all I will say about That.
no i don’t have. 50k to blow on this .
this is an investment which shows it may be less volatile and risky then conventional portfolios..
this is an investment which shows it may be less volatile and risky then conventional portfolios
Yes, I know it is an investment. I'm just saying worst case scenario and I know you do not expect that to be the worst-case scenario. That's just me and nattie gas.
worst case is i put a stop loss on it , lose a small amount and done
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