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I'm not interested in another discussion on the pros and cons of national health care.
What I would like is an idea of how much those in NHS countries pay under their system. Total cost rather than point of use.
As an American with insurance, my cost is $4500 annually for a family plan. How does your NHS compare?
In the UK, the NHS is funded from income tax. The average income is £25,000pa of which the first £6,000 is tax-free. The remaining £19,000 is taxed at 20% so that's £3,800 tax. I beleive the NHS consumes about one quarter of income tax revenues so that's £950 = $1500. If both husband and wife are working and each receiving £25,000pa then of course the cost is effectively $3000 per family regardless of the number of children.
I'm not interested in another discussion on the pros and cons of national health care.
What I would like is an idea of how much those in NHS countries pay under their system. Total cost rather than point of use.
As an American with insurance, my cost is $4500 annually for a family plan. How does your NHS compare?
Thx,
Dano
Is this an employer-sponsored group plan? If so, does that $4,500 include the amounts paid by your employer, or is that only the amount you pay?
I think this will be a very difficult thing to measure in some countries as the cost to citizens is included in various forms of taxation, which can vary by income and spending levels (in the case of VAT).
in Russia current rate is approximately 3,1%. It is gonna be increased to 5.1% by 2011.
It is hard to say what the concrete numbers are due to national tradition to pay part of the salary "in an envelope", extremely complicated system of payment and direful corruption. But as far as I know it ends up with 4500 rubles/person per annum. Currently it is just 150$ dollars, due to the fall of the ruble.
In fact most services of our "free" medicine are marketed. Quite often people go to private institutions and pay only for what they get. Some of people get insurance from their employers (I can't say for sure, but in my city it is somewhere around 1700$ per annum). And a few people get insurance on their own and it costs averagely 2000$. For that price you get excellent services, including dental care, wide range of choice etc.
In Israel since 1995 there is a national health care system administered by the Israel Health Ministry and funded by a progressive health tax (which is administered by the Israeli Social Security system). The health insurance tax is taken out one's salary and some services require small co-payments.
Is this an employer-sponsored group plan? If so, does that $4,500 include the amounts paid by your employer, or is that only the amount you pay?
Mine is a 'Cadillac' plan and includes only my total costs including deductibles. Employer part is ~$2800
Quote:
Originally Posted by grmasterb
I think this will be a very difficult thing to measure in some countries as the cost to citizens is included in various forms of taxation, which can vary by income and spending levels (in the case of VAT).
I believe you are correct. I am trying to determine if folks know what they actually pay. In the case of funding by 'general revenues' a percentage estimate would be useful. It would seem that the costs of taxes such as VAT always remain hidden to the taxpayer.
In the UK, the NHS is funded from income tax. The average income is £25,000pa of which the first £6,000 is tax-free. The remaining £19,000 is taxed at 20% so that's £3,800 tax. I beleive the NHS consumes about one quarter of income tax revenues so that's £950 = $1500. If both husband and wife are working and each receiving £25,000pa then of course the cost is effectively $3000 per family regardless of the number of children.
Thanks for the answer. Is this a 'best guess' as to the taxes paid that go towards health care?
in Russia current rate is approximately 3,1%. It is gonna be increased to 5.1% by 2011.
It is hard to say what the concrete numbers are due to national tradition to pay part of the salary "in an envelope", extremely complicated system of payment and direful corruption. But as far as I know it ends up with 4500 rubles/person per annum. Currently it is just 150$ dollars, due to the fall of the ruble.
In fact most services of our "free" medicine are marketed. Quite often people go to private institutions and pay only for what they get. Some of people get insurance from their employers (I can't say for sure, but in my city it is somewhere around 1700$ per annum). And a few people get insurance on their own and it costs averagely 2000$. For that price you get excellent services, including dental care, wide range of choice etc.
Thanks for the reply. It seems that your cost is at least easy to see as a percentage of pay. That could be very usefull in determining how your costs compare to mine.
In Israel since 1995 there is a national health care system administered by the Israel Health Ministry and funded by a progressive health tax (which is administered by the Israeli Social Security system). The health insurance tax is taken out one's salary and some services require small co-payments.
Do you have an estimate of what the cost to the individual/family is? Percentage of salary would be fine. As well as the co-pay amounts?
About 150:- sek per visit.
I have no idea how much it is in usd.
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