moving to western carolina... (Asheville, Henderson: sales, for rent, loan) - Western North Carolina - North Carolina (NC) -The Mountain Region including Asheville - City-Data Forum

dhanu86 · 11-30-2009, 08:45 AM

hey. Well I'm 23 uneducated with travel consulting and home health care experience. My current job is over the phone and internet so it doesn't matter where I am. I have good fam in morganton but according to them that general area is dried up. I like western carolina perhaps because it's the least like n.j. where I lived all my life.

I visited relatives this weekend like I do twice annually but this time it hit me that I'll never own anything in n.j. The property tax alone averages over 5k compared to 900 in n.c. If I'm gonna live tight with money it makes sense to live in a cheaper region and own something. The 1200 me and my mom pay for rent could go towards a home in n.c. If I move it'll be summer '10 with a modest 10k in savings. I'd like to get into a mobile home around 40 k.

I'd like to be within a half hour of a small town or larger town like Asheville. What are your ideas?

kmvorp05 · 11-30-2009, 09:02 AM

Perhaps Boone? A few healthcare options there (Watauga Med Ctr & App Regional Health Syst)... and tourism is big in the area. Just be sure to have the job first before moving and best of luck!

SteelCityGirl57 · 11-30-2009, 05:41 PM

dhanu86: The property taxes may be lower in NC than in NJ but you also need to check out the NC state income tax as the percentage is high, in general, plus the state just added an additional surcharge onto the state income tax. Just depends on how you want to pay your taxes because one way or the other, individual states are going to find ways to tax you especially in these economic times. And when it is a temporary tax, such as in sales tax, it often becomes permanent as history proves. Consider all these aspects before moving so you don't get a financial surprise.

dhanu86 · 11-30-2009, 10:39 PM

Thanks. My uncle has a descent job and surprisingly when I compared my check to his, mine after tax was bigger so that did surprise me. His salary is more, but I keep even more.

What jobs are considered tourism for instance? We have a lot of tourism in n.j. but it doesn't employ anyone I've known.

jerrimccombs · 12-01-2009, 03:04 PM

Not much available in that range anywhere in WNC. Also check and make sure you really have a Loan Officer that works with Mobiles. Not many do and funding has all but dried up for them. Search the entire WNS MLS (http://www.jerrimccombs.com/Hendersonville_NC_Real_Estate/Search_for_A_House.html - broken link) to see what you can get.

kmvorp05 · 12-01-2009, 03:30 PM

Quote:

Originally Posted by dhanu86

What jobs are considered tourism for instance? We have a lot of tourism in n.j. but it doesn't employ anyone I've known.

Not exactly what I meant. I don't believe jobs DO fall under "tourism", since is defined as travel for recreation, leisure, or business purposes (but if anyone finds out differently, please let me know... who wouldn't want to be paid to travel/vacation for their job - ha!). Tourism is an important revenue generator/industry for the WNC area, so if you have travel consultant/agent experince, there may be existing oppportunity in that field or heck, eventually start your own travel consulting business once you learn the area (if you're so inclined).

Just trying to be helpful/offer suggestions in response to your request. We've been to that area many times and everything about it is absolutely wonderful. Good luck!