Family members who regularly rescue other family members who are irresponsible. (addiction, parent)
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I'm curious about this, because I haven't encountered many people like this growing up. My parents were the type that worked hard and earned a good living, without having anything handed to them. They were motivated to do better than their parents could do for their children. I don't ask for loans or to move in with relatives or to have them cosign for things as an adult. I wouldn't feel good about putting that on another relative. It's another thing if someone is in a bad spot due to a car accident or medical emergency. But not ok, to do just as a way of getting through life.
Anyway, I know someone who's family is regularly doing foolish things like loaning money to relatives who can't pay them back, signing 20k+ car loans for relatives who would obviously not be able to pay based on their past behaviors. There is this pattern of one relative presenting a problem they created from their bad habits or poor money management skills or just plain old unwillingness to live withing their means. Then another relative responds to their sob story and bails them out, figuring all they need is a bit of help and they will be fixed. And that leads to loans not being paid, rent not being paid, bad feelings damaged credit. Time passes and they do the same thing again. What exactly is going on here?
Without more info its impossible to judge, answering why. Clarify circumstances for the borrower and lender relative(s); does the borrower have addiction or gambling problems, child support payments, unemployment, low wages? Does the lender or lender(s)have deep pockets; or perhaps whats an issue to you....doesnt bother the lender.
Really....its Sat evening and you're looking for on demand poster responses. Wow.
My sister bailed me out several times. I had moved to go to.school that I didn't complete. I lived on student loans and credit cards bec I could find no job. It was bad- I did find some short lived part-time jobs, sold things on craigslist, got help from churches. But it wasn't enough. That is when my sister asked if she could help. She helped me to the tune of 1500.00 over a year or so. Even at this point, I had no idea how I was going to make it.
Finally I did get a full time job and saved up money to move back to WI. But I didn't have enough money and my sister helped me a couple of more times before I got back on my feet.
Don't judge people for taking help or others giving it. It is not anyone's business then the giver and the receiver.
I would not be where I am if not for her help
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