Pulling the plug on the Banks ourselves. (legal, solutions, rating)

[KILLA-P]

I have pulled my money out of all the banks that got a dime of Bail out money and put it in smaller community banks and credit unions.

If the Govt wont do right its time for us to put our money where are mouths are. If youre sitting around with a B of A or Citi-Bank Mortage if your credit is good enough move it to another bank.

Before we give up on this experiment called America we should neuter these Wall Street gangsters and Robber Barons. For the MOST PART on the left and the right we both know we have been screwed royally we just have different approaches in what we percieve as solutions.

Unless youre in the top 1% there is no reason to be cooperating with these thieves.

[newonecoming]

join the bank run on bailed out banks. They did it to themselves.

[Peggy Anne]

I like a bank that offers me no monthly/minimum balance/senior fees. BOA never gave me any trouble. I would hate to move to a little bank, and have it fold. (although I like small bank service in general). US Bank scares me. It isn't FDIC insured.

[mattalli]

I thought all banks had to be FDIC insured. Are you sure you're not referencing investment products? I found US bank on FDIC's top 100 Banks. FDIC Top 100 Banks Assets & Net Income - Bank of America, JP Morgan, US Bank....

[renault]

That's why it's time for people to MOVE YOUR MONEY.

[NYChistorygal]

I don't have any money left to move

[getout]

My primary banking is with a local community bank although I travel extensively, I can do my banking online as well as call "Jennifer" who takes care of things otherwise. One problem I do have is when I discussed a perhaps refinance, to keep it in a smaller bank, the options were less than favorable and was even advised to use a larger bank. Again, all other banking is done with a small community bank. I like the first name basis customer service as well.

[Peggy Anne]

I like to be remembered, too, when I go into any sized bank. I can recall banks that treated customers badly, and are now very friendly/desperate. I think the US bank brochure that I picked up in Boulder City Von's store said "Not FDIC insured." I want one bank, no unreasonable fees, and eager employess who aren't putting on an act, but really appreciate my business. The interest rates are nothing short of insanity right now. One of my cd's was paying 7% a few years back. cuss....

[HappyTexan]

Originally Posted by Peggy Anne

I like to be remembered, too, when I go into any sized bank. I can recall banks that treated customers badly, and are now very friendly/desperate. I think the US bank brochure that I picked up in Boulder City Von's store said "Not FDIC insured." I want one bank, no unreasonable fees, and eager employess who aren't putting on an act, but really appreciate my business. The interest rates are nothing short of insanity right now. One of my cd's was paying 7% a few years back. cuss....

Then it was not a "bank" because any legal bank in the USA MUST be covered by FDIC.

Credit Unions have their own version of FDIC called NCUA.

[HappyTexan]

US Bank is both a bank and brokerage/investment company.
The bank part is FDIC insured.
The investment part is not FDIC insured.

Investing