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It's a flagrant violation of HIPAA and will be struck down at the first challenge. Arizona's lawmakers know this. So - perhaps they should find something constructive to do with their time?
HIPAA requires employers to provide prescription coverage for contraceptives? My employers have never provided ANY insurance, is there something I missed?
HIPAA requires employers to provide prescription coverage for contraceptives? My employers have never provided ANY insurance, is there something I missed?
Yes. It's about privacy of the patient and not getting to see the personal medical records of your employees just to satisfy your curiosity about their reproductive intensions and health concerns no matter what kind of "morals or religious convictions" you claim to have.
If they cover it for medical reasons, then you WORK WITH THE INSURANCE COMPANY, the employer could care less. You aren't disclosing anything to the employer, UNLESS the employer is the insurance company itself.
Ah yes, I had forgotten that some employers self-insure. There's a problem if the AZ law is intended to allow self-insuring employers to pick and choose which contraceptive prescriptions they will cover, and that's not gonna fly.
Yes. It's about privacy of the patient and not getting to see the personal medical records of your employees just to satisfy your curiosity about their reproductive intensions and health concerns no matter what kind of "morals or religious convictions" you claim to have.
Almost sounds...creepy.
I understand HIPAA, but since my employers have never provided me insurance or paid for any of my prescriptions, I'm not seeing where employers are required to cover prescriptions for anyone else.
If an employer does not carry insurance, or carries insurance that does not cover prescriptions, I don't see there there's any problem.
A corporation, employer, sponsor, issuer or other entity offering the plan may state religious beliefs or moral convictions in its affidavit that require the subscriber to first pay for the prescription and then submit a claim to the corporation along with evidence that the prescription is not in whole or in part for a purpose covered by the objection.� A corporation may charge an administrative fee for handling these claims./QUOTE]
Hmmm - how would this work where it is a CORPORATION submitting the affidavit of its religious beliefs?
Can a Corporation even have religious beliefs?
Does it have to put its religious beliefs to a proxy vote by its share holders?
Does SEC law even allow a shareholder vote on religious beliefs?
ANd second - the law proposed clearly states that the evidence be submitted TO THE CORPORATION. It doesn't have them submit to the Insurance company. Talk about an invasion of privacy! Let alone HIPAA.
And then, to make matters worse, they allow the Corporation to charge a fee to anyone who submits a claim for contraceptives. Seems they can charge this fee even if they reject the payment.
WHEW!
This is easy...everyone knows that corporations are amoral, therefore, no valid employer objection is possible, and no payment can be rejected pursuant to this law.
HIPAA requires employers to provide prescription coverage for contraceptives? My employers have never provided ANY insurance, is there something I missed?
No, HIPAA ensures that your medical information isn't made available to any Tom, Dick and Harry who think they're entitled to rummage around in your journal.
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