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The worst thing to do is work with a debt settlement company. My suggestion is for accelerated margin pay off debt plan - like Dani Johnson's or Dave Ramsey's for current debt.
Yes credit cards are the getting worse in their agreements and teeny tiny print. Count on cash.
i don't have credit cards, why by something you don't have the money for and have to pay intrest on it to. in the end you always pay more than what you are buying is worth. get a fianancial education. learn how to invest, how are currencies work, and you will stay out of debt and keep your money too. bottom line it's not how much you make, it's who you owe that counts.
These rogue companies executives should be put in jail for fleecing people, there's only a handful of ones that are legit and the rest are opened just with the intent to scam.
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