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anyone use a bluebird account? i set one up so i can use my credit card to load it and pay bills out of it. i noticed that the vanilla reloads are all sold out in the store i think id be able to buy them with a credit card. so the next option is debit cards. can i buy any debit card in a store to load to the bluebird account? i think i should be able to get one at a place where i have 5% cashback on certain categories as long as they will let me use a credit card to buy the debit cards.
I just realized that the best bang for my buck for this would be grocery stores where I get 6% cash back on purchases. so I will need them to let me buy a gift card with a credit card and id need to be able to load it to my bluebird account.
Yeah, I've never seen a place that let you buy prepaid debit cards with credit. Given, I don't like that much either. Occasionally they're used in promotions or what not and I buy some, but other than that I never do. Reward debit cards exist, but they're about as rare as hen's teeth.
I was at the supermarket today and I asked if I could buy visa gift cards with a credit card. I was told that I could. however, I was searching the bluebird site and it says I can load up to $1k a month using debit cards. so even if im successful, that amount is too little to really cover much. I checked out a cvs by me and a walgreens by work and both were out of the vanilla reload cards.
so here is a new question, can i purchase $500 visa gift cards and then aggregate them into 1 card? so if i can put together a gift card with a $10,000 balance, i can use bill pay services to pay with a debit card and pay my mortgage, car payments, etc.
im not really familiar with google wallet, but i see i have an account where there is an expired credit card of mine. so i guess i used it to pay for something at some point. so im gonna go to the grocery store and buy 2 $500 visa gift cards (i think 500 is most i can get in one card) and then the idea is that i should be able to load that to the google wallet to have a balance of $1,000 to spend?
ok, so I haven't done anything at this point but from my research; this is the best I can figure. the goal is to maximize cash back rewards. I do that successfully on everything that I can put on my credit card; but im missing out on bills I cant (or the fee makes it unworkable). so here is the idea:
Buy gift cards with my amex blue cash preferred card at grocery stores, 5.95 fee for $500 card, 6% cash back reward
transfer gift cards to my google wallet account for a 2.9% fee
transfer from google wallet to bank account to pay bills
basically, that would mean im netting a little under 2% cash back when all is said and done. it seems annoying but not super inconvenient. am I missing something?
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