FICO score as opposed to Credit Scores (rates, credit report, account)

[brava4]

I've just recently gotten my credit reports and credit scores. I've not gotten my FICO score.

Is there a big or not so big difference between the two? Will my FICO score be similar to my credit scores?

Thanks

[las vegas drunk]

Originally Posted by brava4

I've just recently gotten my credit reports and credit scores. I've not gotten my FICO score.

Is there a big or not so big difference between the two? Will my FICO score be similar to my credit scores?

Thanks

Here is mine:

Transunion 722

Experian 691

Equifax (FICO) 675

As you can see, FICO is the lowest of the bunch.

[txgolfer130]

Your FICO scores are your credit scores. FICO (Fair Issac Company) is the company that generates the credit scores. There are three different companies that generate scores, Experian, TransUnion and Equifax.

[las vegas drunk]

I might be a little off here. I thought Equifax was FICO, or at least I read that somewhere.

[brava4]

Ok, I read that the FICO goes up to 850 but the other 3 go up to 990. My score for all three reports is 932. So, I guess that is why I don't understand what the FICO would be.

[las vegas drunk]

Originally Posted by brava4

Ok, I read that the FICO goes up to 850 but the other 3 go up to 990. My score for all three reports is 932. So, I guess that is why I don't understand what the FICO would be.

Ok, you are referring to the Vantage score. Mine is only 773.

[las vegas drunk]

Here is more info on that:

VantageScore - Wikipedia, the free encyclopedia

[brava4]

Originally Posted by las vegas drunk

Here is more info on that:

VantageScore - Wikipedia, the free encyclopedia

No it is not the Vantage Score. The FICO and Vantage scores compete with each other as stated in the link you gave.

[Boompa]

My Credit Union posts my FICO score on my account every month.

[brava4]

Originally Posted by Boompa

My Credit Union posts my FICO score on my account every month.

Thanks! I will check that out with my credit union..