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I just completed a HARP 2.0 refi and used Quicken Loans and they were terrific to work with. Much easier to deal with than the local Mortgage Broker I was working with who kept jerking me around and finally offered me the refi at an interest rate close to what I already had.
Quicken Loans gave me a great rate and closed the refi in less than two weeks. DM me if you would like the contact at Quicken Loans that assisted me.
I got turned down by quicken. They wanted at least 5% equity for borrowers who weren't currently with quicken. We have 4% current equity eve though we put 20% down four years ago. We have good income and 800 credit scores.
USbank is our current lender so we're doing Harp 2 through them instead. 4% which isn't great but almost no fees no appraisal and we lowered our term to 26 years. Taking two-three months to close.
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