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Applied for refy on 1 of 2 owned properties. have one property in my wifes name and co owned by father/payed off. wanted to refi other property but the overall debt to loan ratio is to high because of monthy and tax costs are high. proved that father pays taxes and they approved the loan but when they pushed the loan up to where they are going to sell it. they didn't. they want us to sign a quit claim on the main house to bring dtl in line then when loan is approved and closed we sign back on to the deed. IS THIS KOSHER? LEGALLY AND ARE THERE TAX RAMIFICATIONS
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