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TFCU had great rates and the closing costs were competitive, but they were a gigantic PITA to deal with. I had to deal with a shady sellers agent who purposefully dragged her feet AND the bank who was impossible to make anything happen immediately. I would have closed a month earlier if it wasn't for one or both of those situations.
I have never had a good experience with BFCU whether in person at a branch or on the phone. I only have 25 years left on my mortgage with them...
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