Currently in Eviction Process...Who will rent to us?? (St. Louis: low income, real estate)

[leebra16]

Hello all!

Is anyone aware of any second chance apartment rental companies? My husband was out of work for almost a a year and we got behind in everything of course. His credit is mid 500 mine is low 4s, we have our eviction court date in a week and we should be able to come up with the back rent. Of course they're not allowing us to release & our lease is up at the end of this month. We do have a cosigner with amazing credit.

Thank you so much!!

[RjRobb2]

What part of the city? You may want to call a relocation company and ask them. They are pretty familiar with policies of the apartment complexes around the city and may even be able to help you out.

Apartments that offer government subsidies housing would be a good start.

Northpointe Apartments at 169 Highway and Barry Rd would be one to check into. It is right behind the North Patrol KCPD Station. They are very spacious and nice apartments and competitively priced. This was 13 years ago but my wife and I got a 2bd 2bath that was 1050 sq ft for 525. Most places were at least 750 for that size apartment.

[kcmo]

Originally Posted by leebra16

Hello all!

Is anyone aware of any second chance apartment rental companies? My husband was out of work for almost a a year and we got behind in everything of course. His credit is mid 500 mine is low 4s, we have our eviction court date in a week and we should be able to come up with the back rent. Of course they're not allowing us to release & our lease is up at the end of this month. We do have a cosigner with amazing credit.

Thank you so much!!

You are probably out of luck at any large apartment complex or properties that are run by management companies. Most will automatically deny you. Your best chance is probably going through a private single family home or duplex that is rented by a single landlord.

I have rental property in KC and visit the real estate forum on city data quite often. There are many threads on this topic there.

Personally, I think everybody deserves a second chance and you will find people that will help you, but it's going to take a lot of phone calls and you will probably have to go with single family home after persuading a landlord to listen to your story and take a chance on you. I'm not sure I would want to live in an apartment complex that allows people that have been evicted. I have a feeling the complex would not be a very nice place to live.

[twill30]

I have never been evicted or have gone through the process, but I don't have the greatest credit. I have always relied on private owners. When I moved to KC, I applied at several apartment communities north of the river, only to be denied by all. Luckily we found a private owner who could care less about credit.

When I moved back to St. Louis, I was able to find a place quickly via craigslist in the housing wanted section. I explained my credit situation, my must haves in a new place, my target area and budget. 2 weeks later we signed a lease on an amazing house in a desirable area.

The housing wanted section is something I have been using since 2008 to find new places to live, I didn't post an ad in KC because I was in a bit of a hurry to find a place due to my new job starting. Good luck to you!

[leebra16]

Originally Posted by RjRobb2

What part of the city? You may want to call a relocation company and ask them. They are pretty familiar with policies of the apartment complexes around the city and may even be able to help you out.

Apartments that offer government subsidies housing would be a good start.

Northpointe Apartments at 169 Highway and Barry Rd would be one to check into. It is right behind the North Patrol KCPD Station. They are very spacious and nice apartments and competitively priced. This was 13 years ago but my wife and I got a 2bd 2bath that was 1050 sq ft for 525. Most places were at least 750 for that size apartment.

Thanks so much for the feedback! We're currently in Overland Park and would like to stay in this area but if we can't that's totally fine. Quick question when I looked up "relocation company" I only found moving companies...is this correct it do I need to word it differently? Also, we're not low income and I'm not sure we would qualify for GSH