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Old 03-30-2010, 05:06 PM
 
44 posts, read 229,233 times
Reputation: 29

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Hello,

I am continuing to move forward with my plans to relocate to Houston this summer. Part of this plan includes renting a small single-family house in the Heights or Oak Forest.

From what I understand, regular renter's insurance does not cover damage from floods. Is anyone familiar with specific flood insurance when you do not own the property? Any ideas as to what the cost might be for properties inside or outside floodplains? Anyone you would recommend?

Thanks!
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Old 03-30-2010, 05:42 PM
 
Location: The Greater Houston Metro Area
9,053 posts, read 17,191,612 times
Reputation: 15226
JohnKafi@insuremode.com
281-241-4444
1-888-414-6633
AIS Insurance

John Reitmeyer281-832-3212
281-533-0411

Both good guys - get more than one quote.

Check your car insurance - some carry renter's insurance and will give a discount if you have car/residence. Renter's insurance is not that expensive, you are covering your personal property only.
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Old 03-30-2010, 05:52 PM
 
Location: Tricity, PL
61,647 posts, read 87,001,838 times
Reputation: 131594
I think that renters should get a renter's insurance, what insure their stuff inside the house. The homeowner should have his house insured. But, if you can get a flood insurance - buy it. Is only a few bucks a month.

http://www.tenantsdirect.com/insurance_renters.htm
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Old 03-31-2010, 04:09 AM
 
Location: A little suburb of Houston
3,702 posts, read 18,208,805 times
Reputation: 2092
You may have to wait a few weeks before thinking about flood insurance since congress went on break and did not renew the National Flood Insurance Program before they did. No new policies (or renewals) can be written until they reauthorize the program.
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