Does the federal government have the right to set minimum insurance policy standards? (Representatives, Congress)
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3 year old article, from the time when Obamacare was being passed.
An article talking about how the insurance companies lobbied our representatives in an effort to make the law favorable to them. Establishing minimum policy standards is very beneficial to insurance companies, is it not?
I would say that no, it is not legal. So many things our government does is not legal. Who is going to stop it?
I would say that no, it is not legal. So many things our government does is not legal. Who is going to stop it?
This is so true and frustrates me to know end. The government is exempt from so much ****. They can do whatever the hell they want and get away it. So irritating. I am fed up with the government overstepping its boundaries on so many issues including health. The founding fathers created the constitution to use as a weapon against big government taking over our lives. We have too much big business in bed with big corporations.
We have too much big business in bed with big corporations.
Wow! How could THAT have happened! And I thought being frustrated to "know end" was going to be the worst of it.
Meanwhile, if the government has the power to tax people for not doing something (and even weirdo Roberts says it does), then it has the power to define in such excrutiating detail as it may choose just what that something actually is.
Re: Obamacare - Constitutionally, does the federal government have the right to set minimum policy standards? If so, where does that right come from?
Health insurance isn't sold across state lines.
Health insurance isn't regulated by the federal government.
The more I look at the issue, the more I think the federal gov does not have the power to set min policy guidelines.
Thoughts?
Thats a reasonable question. I think because many of the insurance companies do in fact cross state lines, medicare crosses states lines, and the ACA is cross border it does. But its not 100% straightforward.
Thats a reasonable question. I think because many of the insurance companies do in fact cross state lines, medicare crosses states lines, and the ACA is cross border it does. But its not 100% straightforward.
More people should ask questions like this.
Most, if not all, insurance companies set up subsidiary divisions in each state and each division has to meet certain standards in the state before they can sell insurance. For instance,
Blue Cross Blue Shield of Illinois
Blue Cross Blue Shield of Indiana
Blue Cross Blue Shield of Maine
Blue Cross Blue Shield of Florida
Blue Cross Blue Shield of New York.
When buy insurance you are going to buy insurance from a company located in your state. The SCOTUS never addressed the policy minimums though and I can't think of another industry that operates this way.
Re: Obamacare - Constitutionally, does the federal government have the right to set minimum policy standards? If so, where does that right come from?
Health insurance isn't sold across state lines.
Health insurance isn't regulated by the federal government.
The more I look at the issue, the more I think the federal gov does not have the power to set min policy guidelines.
Thoughts?
In our system, the Supreme Court interprets the Constitution. They have held that Congress can regulate these policies under the clause of the Constitution that allows Congress to tax.
Despite what the teabaggers think, its the Supreme Court (and not they) who determine the meaning of the Constitution in our system.
See National Federation of Independent Business v. Sebelius
In our system, the Supreme Court interprets the Constitution. They have held that Congress can regulate these policies under the clause of the Constitution that allows Congress to tax.
Despite what the teabaggers think, its the Supreme Court (and not they) who determine the meaning of the Constitution in our system.
See National Federation of Independent Business v. Sebelius
The court only addressed the individual mandate and the Medicaid expansion. The individual mandate is no different than the home interest deduction or child deductions. However, I am asking about the ability of the federal government to set minimum policy guidelines.
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