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Well, then I've been very lucky. I've been paying bills, filing taxes, etc by mail for about 35 years and have never had this happen before.
What is the alternative....paying bills online? I haven't had any luck with that at all....hackers got me twice within just a few years.
"Well, then I've been very lucky. I've been paying bills, filing taxes, etc by mail for about 35 years and have never had this happen before."
I've had mine lost/delivered to the wrong address several times...And I have had mail delivered to my address several times that wasn't my address..Once I even had a ladies SS check delivered to my address...She lived about 1/2 mile from me so I took it to her.. I have a piece of mail right now that belongs to my neighbor, I will take it to them when they get home from work...
So it happens often and you are lucky if it has not happened to you, but I bet it has and just don't know it because it was not an important piece of mail.
Short excerpt:
Credit card companies are now admitting to using profiling of your purchase patterns, and cutting credit limits accordingly. Even if you pay your statement on time, or even in full, your credit card limit will be cut if you shop at the wrong stores.
A “wrong store” is flagged if other customers that shop there pay their bills late. An American Express cardholder, with a 764 FICO score, had his line cut from $10,800 to $3,800:
[CENTER]“….one of the reasons American Express gave for lowering his credit limit: “Other customers who have used their card at establishments where you recently shopped have a poor repayment history with American Express.” [/CENTER]
This stinks !!!!
Yeah, well we're sorry that's happening but why take it out on the individual person WHO IS making payments? Not everyone has cash on them at all times and here we're coming up on the holidays and we want to get presents for family members. It seems like this policy is going to hurt alot of stores.
Over the last 1-2 years I paid off a bunch of my CC debt that was either ending its promo period or they where they jacking up the rate, now they are flooding me with balance transfer offers again.
Seems like they realized that their old methods of evaluating risk were horrible and refined matters over the last 1-2 years and are starting to more aggressively make offers to people that are good risks under their updated models.
Over the last 1-2 years I paid off a bunch of my CC debt that was either ending its promo period or they where they jacking up the rate, now they are flooding me with balance transfer offers again.
Seems like they realized that their old methods of evaluating risk were horrible and refined matters over the last 1-2 years and are starting to more aggressively make offers to people that are good risks under their updated models.
I agree...I've been getting deluged by credit card companies as I paid off a bunch of debt and my credit is pretty good. Maybe moving lot helps too.
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