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Old 07-12-2013, 09:06 AM
 
329 posts, read 462,424 times
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how much it cost per month?

200, 400$?

i got no clue. never got it...

my only insurance I got is no smoke, no crap in my body, and Vicks...
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Old 07-12-2013, 09:19 AM
 
Location: Pennsylvania
5,725 posts, read 11,763,742 times
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Mine is covered by work. If I was to add my spouse, it would cost about $600 a month.
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Old 07-12-2013, 09:19 AM
 
107,504 posts, read 109,961,286 times
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15k a year for husband and wife in ny
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Old 07-12-2013, 09:29 AM
 
Location: Boise, ID
8,046 posts, read 28,582,183 times
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Mine is through my husband's work. For the two of us, we pay somewhere around $250/month for really really good insurance, so we are really lucky.

When we both had jobs without insurance, we were paying about $250 (several years ago, so I'm sure that would be higher now) for insurance with a $5000 deductible that we never met. My parents, who are both self employed, pay around $800/month for the same catastrophic only insurance (after shopping around...they were $1200/month before) as my dad is a bit accident prone and has had several claims, and mom had a hip replaced.
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Old 07-12-2013, 09:37 AM
 
Location: home state of Myrtle Beach!
6,907 posts, read 22,621,090 times
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Quote:
Originally Posted by mathjak107 View Post
15k a year for husband and wife in ny
That's insane! I don't make that in a year but then I don't live in NY either. This can't be sustainable! My husband's doctor charges $200 for an office visit. When you're paying that much for a routine office visit sooner or later the bottom is going to drop.
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Old 07-12-2013, 10:04 AM
 
15,882 posts, read 20,766,410 times
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My work offers it. Only person on the plan is myself. I live in Massachusetts and am 32

$120/month medical
$8/month dental
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Old 07-12-2013, 10:10 AM
 
Location: WA
5,644 posts, read 25,032,592 times
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It will depend upon state, age of insured, and type of policy.

We pay a little over $300 a month each (total $7500 for two over 60 individuals) for catastrophic coverage.

With a $10K individual deductible and no drug, dental, or vision coverage it is really only for major issues.
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Old 07-12-2013, 12:04 PM
 
107,504 posts, read 109,961,286 times
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Quote:
Originally Posted by myrc60 View Post
That's insane! I don't make that in a year but then I don't live in NY either. This can't be sustainable! My husband's doctor charges $200 for an office visit. When you're paying that much for a routine office visit sooner or later the bottom is going to drop.
family coverage is a national average of 15k when not subsidized by the employer. it is not just ny. those of you who only pay a portion of it through your work place have no idea what it really cost.

http://www.ncsl.org/issues-research/...-premiums.aspx
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Old 07-12-2013, 01:19 PM
 
Location: Finally in NC
1,337 posts, read 2,217,866 times
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Through an employer, 700/month for 70/30 coverage with a 3,00 deductible.
I was spoiled at my old job where it was paid by my employer and we have 80/20 coverage, $10.00 dr office co-pays and a 500.00 deductible!
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Old 07-12-2013, 01:31 PM
 
48,493 posts, read 97,156,968 times
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Quote:
Originally Posted by mathjak107 View Post
family coverage is a national average of 15k when not subsidized by the employer. it is not just ny. those of you who only pay a portion of it through your work place have no idea what it really cost.

Health Insurance Premiums
The average cost of employer contribution last year according to government stats was 13k per employee.
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