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Old 04-10-2009, 07:12 PM
 
16 posts, read 65,128 times
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Recovering from a bad breakup...does anyone know of a reputable firm other than capital one for a secured credit card?
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Old 04-10-2009, 07:17 PM
 
Location: Logan Square
1,912 posts, read 5,451,197 times
Reputation: 510
This website is actually quite good. you can search by the terms you want, the benefits you are looking for (cash back, frequent flyer miles, etc), and it lists the kind of credit score you need for each.

The options are not going to be as varied as they used to be 5 years ago only because credit card companies have become vary wary of being burned and have reduce credit limits and raised interest. If you can find a fixed rate option with a fair interest rate jump on it because more often than not nearly all will be variable rates now.

Credit Cards - Compare Credit Card Offers at CreditCards.com
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Old 04-10-2009, 07:20 PM
 
Location: Houston Texas
1,003 posts, read 2,432,183 times
Reputation: 250
Does anyone knows what credit score range is considered to be excellent?
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Old 04-10-2009, 07:30 PM
 
16 posts, read 65,128 times
Reputation: 13
Thanks!
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Old 04-10-2009, 07:31 PM
 
16 posts, read 65,128 times
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I think above 750 or so...?
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Old 04-10-2009, 07:33 PM
 
Location: Houston Texas
1,003 posts, read 2,432,183 times
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thanks!
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Old 04-10-2009, 07:33 PM
 
Location: Logan Square
1,912 posts, read 5,451,197 times
Reputation: 510
Quote:
Originally Posted by MyssaTx View Post
Does anyone knows what credit score range is considered to be excellent?
680-750 is "good" credit. Above 750 is "excellent"
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Old 04-10-2009, 07:39 PM
 
Location: Houston Texas
1,003 posts, read 2,432,183 times
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I wonder what it takes to gain 10 points.
anyone know?
perhaps eliminate some debt?
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Old 04-10-2009, 07:44 PM
 
Location: Chicago
15,586 posts, read 27,651,795 times
Reputation: 1761
Orchard (owned by HSBC)
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Old 04-10-2009, 07:44 PM
 
Location: Logan Square
1,912 posts, read 5,451,197 times
Reputation: 510
Quote:
Originally Posted by MyssaTx View Post
I wonder what it takes to gain 10 points.
anyone know?
perhaps eliminate some debt?
Make sure you never carry more than 1/2 of your credit limit at a given time. If you do, pay it down or transfer it over to a credit card with a higher limit. If you have a relative with a great credit score that trusts you have them add you on to their account as a card holder. This used to boost your score dramatically but CC companies are catching on so it doesn't give nearly the boost it use to. maybe 10-15 points in the first few months.
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